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First-Time Home Buying Expert to Share 5-Step Pathway to Home Ownership

02/07/03

SAN JOSE, Calif., February 7, 2003 -- First time home buyers will learn the 5-step pathway to home ownership at Meriwest Mortgage's free educational Home Buying Seminar February 20. Michael Mendenhall, a professional realtor at John Pinto and Associates with more than 20 years of real estate experience will cover the following steps to help first-time home buyers avoid common costly mistakes:

1. Always get pre-approved for financing prior to shopping for a home
2. Ask for a Comparative Market Analysis to avoid over paying for the home
3. Understand what fees are negotiable between the buyer and seller prior to writing an offer
4. Avoid scheduling the move in date, physical inspections and repairs on tight time lines
5. How to avoid incurring additional costs or debts

"Our seminar offers friendly, step-by-step, how-to information to take the confusion and uncertainty out of the home buying process and help buyers excel in today's competitive market," Michael Mendenhall said.

The seminar will be held from 6 p.m. to 8 p.m. at Meriwest's San Jose headquarters at 5615 Chesbro Avenue. Email stang@meriwest.com, call (877) 637-4937 or visit www.meriwestmortgage.com to reserve a seat.

About Meriwest Mortgage
Meriwest Mortgage is a wholly-owned subsidiary of Meriwest Credit Union, one of Silicon Valley's largest and established financial institutions. Meriwest Mortgage provides an array of real estate loan programs with an excellent service oriented staff. Meriwest Mortgage has helped thousands of consumers purchase homes. More information can be found at www.meriwestmortgage.com.

About Realty World John V Pinto and Associates
Realty World John V Pinto and Associates is an independently owned brokerage firm providing state of the art web-based home search programs tailored to individual client needs, as well as unique results-oriented home marketing strategies in Santa Clara County, San Mateo County and Alameda County. More information can be found at www.mjmhouses.com.
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Your savings federally insured to at least $250,000 through December 31, 2009, and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U.S. Government Agency. Certificate accounts with an original term of one year or greater are privately insured by American Share Insurance for up to an additional $100,000. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Copyright 2008 Meriwest. All rights reserved.