Traditional IRA

If you don't actively participate in an employer-sponsored or profit-sharing retirement program, you may be able to contribute and deduct from your taxable income the maximum amount permitted

Even if you are an active plan participant at work, you may contribute to an IRA, and you may be eligible for a full or partial tax deduction. Check with your tax adviser about your eligibility

	As an employed individual, you may contribute up to $2,000 per year or 100% of earned income, whichever is less, to your IRA (or $2,250 if you are married to an unemployed spouse)
	Your IRA earnings are not taxed as income until you withdraw them as early as age 59½ and no later than April 1 following the year that you reach age 70½
	Automatic payroll deductions and automatic transfers are the great way to save for your future
	IRA money is eligible for our certificate program for higher dividend rates
	Current rates

For more information and to open your account, call a Meriwest Representative at 877-MERIWEST (877-637-4937).