Roth IRA

The Roth IRA is a newer option for retirement savings, where contributions are not deductible, but earnings are tax-free. Invest after-tax money or convert your traditional IRA to a Roth IRA.

	Married couples filing jointly who meet the income criteria may contribute up to $4,000, but no more than $2,000 per IRA
	Contributions to a Roth IRA are limited by your adjusted gross income (AGI)
	Withdraw any contributions from a Roth IRA tax-free at any time, regardless of your age or length of time the account has been established
	Unlike Traditional IRAs, you aren't required to start taking distributions at age 70½
	Current rates

For more information and to open your account, call a Meriwest Representative at 877-MERIWEST (877-637-4937).