| Share Savings Accounts | Effective Date: July 1, 2009 |
| Balance Amounts |
$100 to $4,999.99 |
$5,000 + |
| Account |
Dividend Rate* |
APY** |
Dividend Rate* |
APY** |
| Regular Savings/Membership Accounts, Youth Accounts, Special Savings Accounts,
Custodial/Trust Accounts, IRA/Keogh Accumulative & Holiday Cub Accounts |
0.200% |
0.20% |
0.200% |
0.20% |
| Balance Amounts |
$100 - $2,499.99 |
$2,500 to $49,999.99 |
$50,000 + |
| Account |
Dividend Rate* |
APY** |
Dividend Rate* |
APY** |
Dividend Rate* |
APY** |
| You Name It Savings |
0.200% |
0.20% |
0.499% |
0.50% |
0.747% |
0.75% |
Fee Schedule (PDF)
*Variable rate accounts. Rates may change at any time after the account is opened.
**APY is Annual Percentage Yield. Fees may reduce earnings. APY is calculated on the minimum
average daily balance in the account each month. The Rate Schedule is regularly updated and
made available at the Credit Union's offices, by telephone at 1-877-MERIWEST, or online
at www.meriwest.com
|
Certificate Accounts | Effective Date: July 1, 2009
Liquid Certificate |
| Deposit Amount |
$10,000 |
| Term |
Dividend Rate* |
APY** |
| 5-month |
0.797% |
0.80% |
| Pick-A-Term Share Certificate - Fixed Term |
| Deposit Amounts |
$1,000 - $9,999.99 |
$10,000 - $49,999.99 |
$50,000 + |
| Term |
Dividend Rate* |
APY** |
Dividend Rate* |
APY** |
Dividend Rate* |
APY** |
| 1 mo (30 - 59 days) |
0.250% |
0.25% |
0.250% |
0.25% |
0.250% |
0.25% |
| 2 mos (60 - 89 days) |
0.250% |
0.25% |
0.250% |
0.25% |
0.250% |
0.25% |
| 3 mos (90 - 179 days) |
0.499% |
0.50% |
0.698% |
0.70% |
0.698% |
0.70% |
| 6 mos (180 - 364 days) |
0.747% |
0.75% |
0.797% |
0.80% |
0.797% |
0.80% |
| 1 yr (365 - 730 days) |
0.995% |
1.00% |
1.242% |
1.25% |
1.242% |
1.25% |
| 2 yrs (731 - 1095 days) |
1.390% |
1.40% |
1.489% |
1.50% |
1.489% |
1.50% |
| 3 yrs (1096 - 1459 days) |
1.587% |
1.60% |
1.735% |
1.75% |
1.735% |
1.75% |
| 4 yrs (1460 - 1824 days) |
1.980% |
2.00% |
2.078% |
2.10% |
2.078% |
2.10% |
| 5 yrs (1825 + days) |
2.274% |
2.30% |
2.469% |
2.50% |
2.469% |
2.50% |
*Rates are subject to change without notice.
**Annual Percentage Yield (APY) is calculated on minimum balance requirements on a 365 day basis. Fees could reduce annual percentage yield earned. All Savings and Checking dividends & fees are determined by the average daily collected balance for the month. Early withdrawal penalties never exceed accrued and paid dividends. Federal regulations require dividends be paid from available earnings; dividends are contingent upon this regulation. |
| Consumer Money Market Accounts | Effective Date: July 1, 2009 |
| Balance Amounts |
$2,500 - $9,999.99 |
$10,000 - $24,999.99 |
$25,000 - $49,999.99 |
$50,000 - $99,999.99 |
$100,000 - $249,999.99 |
$250,000 + |
| Account |
Dividend Rate* |
APY** |
Dividend Rate* |
APY** |
Dividend Rate* |
APY** |
Dividend Rate* |
APY** |
Dividend Rate* |
APY** |
Dividend Rate* |
APY** |
| Money Market |
0.250% |
0.25% |
0.250% |
0.25% |
0.598% |
0.60% |
0.747% |
0.75% |
0.995% |
1.00% |
0.995% |
1.00% |
Fee Schedule (PDF)
*Variable rate accounts. Rates may change at any time after the account is opened.
**APY is Annual Percentage Yield. Fees may reduce earnings. APY is calculated on the minimum
average daily balance in the account each month. The Rate Schedule is regularly updated and
made available at the Credit Union's offices, by telephone at 1-877-MERIWEST, or online
at www.meriwest.com
|
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