| |
| Consumer Auto Loans | Effective Date: November 1, 2008 |
| Fixed Auto Loans |
Terms |
APR* As Low As |
| New Auto |
0 - 60 Months** |
5.24%*** |
| Used Auto |
0 - 60 Months** |
5.74%*** |
|
* APR = Annual Percentage Rate
**Auto Loans over 60 months, rate is 0.50% higher. 72 month financing available for loans exceeding $15,000.
84 month financing available for loans exceeding $25,000.
*** Rates, terms and conditions of loan will be based on individual credit worthiness. Rates include .25% discount for automatic payment transfer. Additional rate discounts available for 80% financing, qualifying Relationship Advantage(R) level and Hybrid vehicles.
Rate for Motorcycle loans available upon request |
| Fixed Rate New & Used Boats, RV's and Airplanes |
Terms |
APR* |
| New Boat, RV's and Airplanes |
Up To 144 Months |
10.00% |
| Used Boat, RV's and Airplanes |
Up To 120 Months |
10.00% |
| Variable Rate New & Used Boats, RV's and Airplanes |
85% Financing |
95% Financing |
| |
Terms |
% Above Index |
APR* |
% Above Index |
APR* |
| New Boat, RV's and Airplanes |
Up To 144 Months |
1.25% |
7.00% |
1.75% |
8.00% |
| Minimum |
7.00% |
Minimum |
8.00% |
| Maximum |
14.00% |
Maximum |
14.00% |
| Used Boat, RV's and Airplanes |
Up To 120 Months |
1.25% |
7.00% |
1.75% |
8.00% |
| Minimum |
7.00% |
Minimum |
8.00% |
| Maximum |
16.00% |
Maximum |
16.00% |
| Credit Union Loan Index: 2.75% |
| *APR = Annual Percentage Rate |
|
