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Consumer Unsecured Loans and Lines of Credit | Effective Date: January 1, 2009
Variable Rates
Maximum Credit Line
% Above Index
APR*
ValueChoice**
$50,000
7.25%
11.25%
Maximum 21.00%
Personal Loan Up to $25,000 Approx. Term 60 months 8.00% 15.00%
Minimum 15.00%
Maximum 18.00%
Money Manager $500 Minimum up to $25,000 12 - 24 mos. 13.25%
25 - 48 mos. 14.25%
Credit Union Loan Index: 2.00%

* APR = Annual Percentage Rate

** An established Line of Credit

ValueChoice rate tied to Prime Rate Loan Index, Personal and Cosigner Loan rate tied to C.U. Loan Index.




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Meriwest accounts are federally insured up to $100,000 by the National Credit Union Administration,
a U.S. Government Agency. Meriwest certificate accounts are privately guaranteed by American Share Insurance for an additional $100,000.
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