*APY is Annual Percentage Yield. APY is accurate as of April 1, 2009. This is a variable-rate account and the rate may change at any time after the account is opened. The minimum balance required to earn dividends is $2,500, otherwise an $8 monthly fee will be applied to accounts that fall below $2,500. Fees may reduce earnings. Consumer accounts only. Certain restrictions apply. Contact the Credit Union for complete details. Membership is required with a one-time, non-refundable, $5 fee.