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Earn Up To a $400 Bonus!

Home » Earn Up To a $400 Bonus!

Earn up to a $400 Bonus with your new Checking Account


Open a Checking Account with Direct Deposit for a $100 Bonus 1

Then, Level-Up with Meriwest Rewards!

  • EARN $200 MORE if you reach Merit Gold2 in the first 3 months by adding one qualifying product4 and maintaining a $5,000 average daily balance in deposits and/or loans.  If you already have a qualifying product you are that much closer! 
    -OR-
  • EARN $300 MORE if you reach Merit Platinum3 in the first 3 months by adding three qualifying products4 and maintaining a $10,000 average daily balance in deposits and/or loans.

From traditional free checking, to checking that pays a dividend, Meriwest has a checking account that works for you!


Bonus is automatically applied to all qualifying accounts, no promo code required during application.

Checking Account Options


1. Promotional offer starts on July 1, 2022 and is subject to expire at any time. Must be over the age of 18, open a checking account with a direct deposit of at least $1,000 per month within two months of account opening to receive the $100 New Account Bonus. Only new members and existing Merit Classic members (as of 07/01/2022) without checking accounts qualify. Existing Merit Plus, Merit Gold and Merit Platinum members are not eligible for this offer. All Meriwest consumer checking accounts, except FLOW, qualify for this offer. Bonus is subject to tax reporting. The minimum deposit required to open a checking account is $20. Limit one bonus payment per member. New members and existing members without checking accounts qualify. Existing members with a checking account do not qualify for this offer. Bonus will be credited on the first business day of the month after qualifying direct deposit is received into the checking account.

2. Qualifying members earn a $200 Level-Up Bonus if you meet our Merit Gold requirements at the end of your third month of checking account opening: Maintain a checking account with aggregate direct deposit of at least $1,000 per month (must be consecutive for at least two (2) months), one qualifying product4 , and a $5,000 average daily balance in total deposits and loans (excluding Meriwest mortgages). Limit one bonus payment per member.

3. Qualifying members earn a $300 Level-Up Bonus if you meet our Merit Platinum requirements at the end of your third month of membership: Maintain a checking account with aggregate direct deposit of at least $1,000 per month (must be consecutive for at least two (2) months), three qualifying products4 , and a $10,000 average daily balance in total deposits and loans (excluding Meriwest mortgages) - OR - Maintain a combined daily average balance of at least $250,000 in total deposits with Meriwest Credit Union and/or assets under management with Meriwest Wealth Advisors. Limit one bonus payment per member. Merit Rewards Level is evaluated every month, based on the prior month. Bonus will be credited on the first business day after the end of the third month based on your Merit Rewards Level

4. Qualifying Products: Share Certificate Accounts; Share Savings Accounts; Money Market Accounts; Auto Loans; Unsecured Lines of Credit with a Balance; Personal/Money Manager and Other Unsecured Loans; Share and Other Secured Loans; Closed-End Equity Loans; Home Equity Lines of Credit with a Balance; Current Meriwest Credit Cards with Monthly Activity; Meriwest Mortgage Loans (Counts as 2 Products); Meriwest Wealth Advisor Accounts (Counts as 2 Products)

Membership is required with a one-time, non-refundable $5 fee.