Consumer Loan Rates Mortgage Rates
Interested in a Business Loan? Contact Business Banking for current rates and details.
- Business Savings Rates
- Business Checking Rates
- Business Money Market Rates
- Business Certificate Rates
Business Savings Rates
Business Share Savings Accounts | Effective Date: Effective Date: September 1, 2023
| Account | Balance Amount | Dividend Rate* | APY** |
|---|---|---|---|
|
Business Savings |
$100+ | 0.100% | 0.10% |
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*Variable rate accounts. Rates may change at any time after the account is opened.
**APY is Annual Percentage Yield. Fees may reduce earnings, APY is calculated on the minimum average daily balance in the account each month.
The Rate Schedule is regularly updated and made available at the Credit Union's offices, by telephone at 1-877-MERIWEST, or here online.
Business Checking Rates
Business Checking (Share Draft) Accounts | Effective Date: September 1, 2023
| Account | Balance Amount | Dividend Rate* | APY** |
|---|---|---|---|
|
Business Premier Checking |
$100 - $9,999.99 | 0.250% | 0.25% |
|
Business Premier Checking |
$10,000 - $24,999.99 | 0.499% | 0.50% |
|
Business Premier Checking |
$25,000 + | 0.995% | 1.00% |
Open A Business Product Contact Business Banking
* Variable rate accounts. Rates may change at any time after the account is opened.
** APY is Annual Percentage Yield. Fees may reduce earnings. APY is calculated on the minimum average daily balance in the account each month. The Rate Schedule is regularly updated and made available at the Credit Union's offices, by telephone at 1-877-MERIWEST, or here online.
Business Money Market Rates
Business Money Market Accounts | Effective Date: September 1, 2023
| Account | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| Business High-Yield Money Market* | $10,000 | 0.998% | 1.00% |
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*Must have Checking with Daily Average balance of at least $3000 per month, otherwise, rate earned is 0.50% APY (0.499% Dividend Rate). Variable rate account. Rates may change after the account is opened. Fees may reduce earnings. Closed if balance is zero at month end. APY accurate as of September 1, 2023 . Variable rate account, rate may change after account is opened. The minimum balance to open the account is $10,000 and you must maintain an average daily balance of $10,000 or more to earn the stated APY. Account must be opened with new money balances only, balances transferred from an existing Meriwest Credit Union account do not qualify as new money. Fees may reduce earnings. Unlimited deposits and up to six preauthorized, automatic, telephonic, or online transfers or withdrawals per month.
Membership is required with a one-time non-refundable $5 fee.
Business Certificate Rates
| Account | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| 3-Month Easy Certificate for Business3 | $1,000 | 4.641% | 4.75% |
| 13-Month Best Certificate for Business4 | $1,000 | 4.784% | 4.90% |
| Account | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| 8-Month Business Liquid Share Certificates1 | $10,000 | 1.980% | 2.00% |
| Account | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| 6-Month Business Certificate 2 | $1,000 | 1.637% | 1.65% |
| 12-Month Business Certificate2 | $1,000 | 2.225% | 2.25% |
| 24-Month Business Certificate2 | $1,000 | 2.372% | 2.40% |
| 36- Month Business Certificate2 | $1,000 | 2.274% | 2.30% |
Open A Business Product Contact Business Banking
Above rates are not available for institutional certificates.
Penalty may be imposed for early withdrawal.
*APY is Annual Percentage Yield. Fees may reduce earnings, APY is calculated on the minimum average daily balance in the account each month.
*Annual Percentage Yield is accurate as of 7/19/23 and valid for the stated three (3) month term of the certificate. The promotional APY is available only for new money balances to Meriwest Credit Union. Balances transferred from existing Meriwest accounts do not qualify. Merit Rewards certificate rate bumps do not apply to promotional rates. Certain restrictions apply. Contact the Credit Union for complete details and terms applicable. Consumer accounts only. Limited time offer may be withdrawn or modified at any time without notice. The minimum balance to open the account and earn the stated APY is $1,000. Penalty may apply for early withdrawal.
1. The minimum balance to open the account and earn the stated APY is $10,000. Up to six (6) withdrawals and unlimited deposits allowed per month. The minimum amount to deposit or withdrawal is $500 as long as the balance does not fall below the $10,000 minimum balance, otherwise the account will be closed. Penalty will apply for early account closure.
2. The minimum balance to open the accounts and earn the stated APY is $1,000. Penalty will apply for early withdrawal.
3. Annual Percentage Yield is accurate as of 7/19/23 and valid for the stated three (3) month terms of the certificate. The minimum balance to open the accounts and earn the stated APY is $1,000. Penalty may apply for early withdrawal. Merit Rewards certificate rate bumps do not apply to promotional rates. Certain restrictions apply. Contact the Credit Union for complete details and terms applicable. Limited time offers, may be withdrawn or modified at any time without notice.
4. Annual Percentage Yield is accurate as of 7/19/23 and valid for the stated thirteen (13) month term of the certificate. The minimum balance to open this account and earn the stated APY is $1,000. Penalty may apply for early withdrawal. Merit Rewards certificate rate bumps do not apply to promotional rates. Certain restrictions apply. Contact the Credit Union for complete details and terms applicable. Limited time offers, may be withdrawn or modified at any time without notice.
Membership is required with a one-time non-refundable $5 fee.