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Get Your Money Maker

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Meriwest Money Makers are accounts designed to give you some of the best rates and returns available today. Pick the Money Maker that works best for you:


High Yield Money Market Account

Up to 2.00% APY1 with checking & direct deposit

  • No Time Commitment
  • Deposit & Withdraw Funds

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Smart Rewards Checking

Now paying 2.00% APY2 on balances up to $15,000

  • No Monthly Fees
  • Free ATM Access Anywhere with Unlimited Surcharge Rebates*

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Premier Savings (for new members)

As high as 3.50% APY3 on balances up to $5,000

  • A Flexible Way to Earn a Great Return
  • Available During the First 30 Days of Membership

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1: Must have a new or existing checking account with monthly direct deposit of at least $500; otherwise, account earns 1.50% Annual Percentage Yield. APY accurate as of 07/01/19. Variable rate account, rate may change after account is opened. The minimum balance to open the account and earn the stated APY is $10,000. Fees may reduce earnings. Unlimited deposits and up to six preauthorized, automatic, telephonic or online transfers or withdrawals per month.

2: Variable rate account, rate may change after account opening. APY is accurate as of 07/01/19. The minimum balance to open the account is $20 and the minimum average daily balance to earn the stated APY is $100. Balances $15,000 and under earn 2.00% APY as long as monthly criteria* is met. The remaining balance over $15,000 earns 0.10% APY. If the monthly criteria* is not met, the entire balance earns 0.01% APY. Fees may reduce earnings. *Members must meet the following criteria each month to qualify for the REWARDS: 1) 10 posted and cleared debit card transactions per month (PIN or Signature based, not including ATM transactions); 2) Establish direct deposit ($1,000 total mini- mum per month); 3) E-Documents enrollment (receive monthly e-statements and account notices electronically). Dividends earned will be calculated and ATM Surcharge Rebates will be refunded based on prior month end data.

3: Premier Savings available only to new members during the first thirty (30) days from the date of opening a membership account. Annual Percentage Yields are accurate as of 07/01/19. Fees may reduce earnings. The minimum deposit required to open a Premier Savings Account is $20. A minimum average daily balance of $100 is required to earn dividends. The Premier Savings Account is a variable rate account and rates may change at any time. Limit one Premier Savings Account per membership. Consumer accounts only. Please refer to our current Rate Schedule for applicable dividend rates, APYs and tiers for average daily balance: 3.50% APY on balances up to $5,000, 2.00% APY on balances over $5,000 up to $10,000, 1.00% APY on balances over $10,000 up to $50,000, and 0.50% APY on the remaining balance in excess of $50,000.

Membership is required with a one-time non-refundable $5 fee. 

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