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Shrink Your Payment

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Shrink your Payments!

Today's Low Rates Can Help You Save Real Money!

Meriwest has the low rates and money-saver options you need to reduce your monthly payments and the total amount you’ll pay. Move your money to Meriwest and start saving today!

Money Savers:

This Rate Will Take You Places

Refinance your Auto Loan

It’s time to refinance your car at a lower rate. With rates as low as 2.79% APR1 we can help you keep more money in your pocket each month.

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Meriwest Mortgage

Refinance your Mortgage

Mortgage rates have not been this low in years. Take advantage with Mortgage Refinance rates as low as 2.584% APR2 Fixed. Apply for your easy online loan and reduce your monthly payments.

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Credit Card Refinancing

Consolidate your debt with a Visa® Platinum Credit Card

Transfer balances to save on interest with an extended low introductory rate and pay down other credit cards faster.3

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Unlock the Equity in Your Home

Unlock the equity in your home with a Home Equity Line of Credit or Loan

Equity in your home? Put it to work to pay off bills or consolidate debit with a Home Equity Line of Credit at a low 2.99% APR4 for 18 months. 3.50% Indexed APR5 thereafter on loan amounts up to $399,999.

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1. APR is Annual Percentage Rate. Rates effective 10/01/20. 72-month financing is available for loans exceeding $15,000. 84-month financing is available for loans exceeding $20,000. 96-month financing is available for loans exceeding $25,000. Rates may vary with amount financed, term and your credit history. For example, a monthly payment of $536.27 based on a $30,000 loan amount for 60 months at 2.79% APR.

2. Referenced rate is from 10/01/2020. Rates change daily. Visit for today’s rate.

3. The creditor and issuer of these cards is Elan Financial Services. The introductory rate does not apply to cash advances. Low Balance Transfer Fees apply. APRs, fees, and other Account terms may change in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law. Visit for details.

4: APR is Annual Percentage Rate. 2.99% APR is effective for 18 months starting from the line open date and applies to most new, approved, and refinanced home equity lines of credit opened after 8/1/20. Some exceptions may apply. At the end of the introductory rate period the APR becomes a variable rate. The rate, terms and conditions as stated in members’ Home Equity agreement will apply. The Interest Rate will never be greater than 18%. Must meet eligibility criteria. Offer of credit is subject to credit approval. Contact the credit union for details. Meriwest home equity lines of credit are offered only in the states of California, Arizona, Washington, Oregon and Nevada. Origination fees, ranging from $300 to $1,500, are deferred until the loan is paid in full. If the loan remains open for three or more years, the deferred origination fees are waived. Property insurance is required. Limited time offer. May be changed or terminated without prior notice. There is a $50 annual fee which will be waived if at least $50 in interest is paid on the Home Equity Line of Credit before each anniversary date. The annual fee waiver will continue until 12/31/21. Limited time offer.

5: The 3.50% indexed APR is as of 8/1/20.

Membership is required with a one-time non-refundable $5 fee. 

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Unlock the benefits of banking with Meriwest Credit Union

You can also call us at 877-MERIWEST (877) 637-4937

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