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Certificate Accounts

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Earn more with your money with a Certificate Account.


If you're looking for an insured product with a guaranteed higher annual dividend rate and you can keep your funds in an account for a longer term, certificate accounts at Meriwest are the right solutions for you.


View Current Rates and Term Options


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6-Month Certificate

12-Month Certificate

24-Month Certificate

36-Month Certificate

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Fee Schedule

Penalty may be imposed for early withdrawal.

*APY is Annual Percentage Yield. Fees may reduce earnings, APY is calculated on the minimum average daily balance in the account each month.

1. The minimum balance to open the account and earn the stated APY is $10,000. Up to six (6) withdrawals and unlimited deposits allowed per month. The minimum amount to deposit or withdrawal is $500 as long as the balance does not fall below the $10,000 minimum balance, otherwise the account will be closed. Penalty will apply for early account closure.

2. The minimum balance to open the accounts and earn the stated APY is $1,000. Penalty will apply for early withdrawal.

Penalty may be imposed for early withdrawal.

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