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FLOW Account

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What is the Meriwest FLOW Account?

The Meriwest FLOW account is the ticket to financial freedom for teens and young adults. This debit-card-based account is designed to help manage daily cash flow, as well as encourage financial responsibility and independence.

Age 13 to 20? Here's why the FLOW Card is so cool:

  • Freedom
    Get what you need, when you need it — anywhere!
  • Independence
    No need to borrow mom or dad's card, and no need to carry cash.
  • Responsibility
    Yeah, it's got to happen sooner or later. May as well learn to manage and save money now.
  • Easy Funding
    You or your parents can keep the FLOW going by phone, online or at any Meriwest financial center. And if you have a job, keep it going with Direct Deposit.
  • Design
    Two cool FLOW card design choices. Or choose the Sharks card design.

Card Design Options

FLOW Credit Card Design

Meriwest FLOW Pink Card

sharks card design


Open this account and join Meriwest all in one process:

Get Started

Eligibility Requirements

You are eligible to join Meriwest Credit Union if any of the following applies

  • You live, work, worship, or attend school in Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara counties of Northern California, and Pima county of Arizona.
  • You are an employee of a participating Meriwest Credit Union member company.
  • You are a relative of or reside with a current member of Meriwest Credit Union.

Are you signed-up for Online Banking?

Yes     No

Requires a minimum $20 opening deposit into the account. Checks are not available for this account. Access to the FLOW Account is only available through the Meriwest FLOW Debit Card. For additional information, please refer to the Terms and Conditions Applicable to FLOW Accounts in the Consumer Account Disclosure and Deposit Agreement, which is available upon request. 
Membership is required with a one-time non-refundable $5 fee.