Home Equity Line of Credit (HELOC)
Home Equity Lines of Credit
Need funds to get stuff done? Look no further than your home.
The money you need may already be there...
Now offering 3.99% APR1 on a Home Equity Line of Credit for 12 months, with a $10,000 minimum draw. 5.00% Indexed APR2 thereafter on loan amounts up to $250,000.
Need to borrow more? Click here to see our Jumbo HELOC offer.
Use the funds for any purpose. With a Home Equity Line of Credit from Meriwest you'll have that extra money for home improvements, tuition, a special vacation, to consolidate higher interest debt, or to simply pay off a few bills.
Hurry before this offer expires!
- What you should know about a HELOC (pdf)
- Important Terms of our Home Equity Lines of Credit (pdf)
- Key facts about Interest only loans (pdf)
Call 877-MERIWEST (877-637-4937) or visit any convenient Meriwest Financial Center.
1: APR is Annual Percentage Rate. 3.99% APR is effective for 12 months starting from the line open date and applies to most new, approved home equity lines of credit opened after 9/1/19. Some exceptions may apply. A $10,000 minimum draw is required to get the rate. At the end of the promo period the APR becomes a variable rate. The rate, terms and conditions as stated in members' Home Equity agreement will apply. The Interest Rate will never be greater than 18%. Also may be available on previously opened lines of credit. Must meet eligibility criteria. Contact the credit union for details. Not applicable to refinance of existing Meriwest HELOC's. Meriwest home equity lines of credit are offered only in the states of California, Arizona, Washington, Oregon and Nevada. A $500 origination cost is deferred until the 3rd anniversary date after the account is opened, and is waived if the account remains open after that date. Applicable to owner-occupied primary residence only. Property insurance is required. Limited time offer. Consult with your tax advisor on possible tax benefits. Membership is required with a one-time non-refundable $5 fee.
2: The 5.00% indexed APR is as of 12/1/19.
Discounts for automatic payment transfer DO NOT apply on any promotional rates offered.
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You can also call us at 877-MERIWEST (877) 637-4937