Home Equity Line of Credit (HELOC)
Unlock the Equity in Your Home!
Open a new Home Equity Line of Credit and get a low 2.99% APR1 for 18 months. 3.50% Indexed APR2 thereafter on loan amounts up to $399,999.
Use the funds for any purpose. With a Home Equity Line of Credit from Meriwest you'll have access to that extra money you need for home repair, special projects, tuition, to consolidate higher-interest debt, or to simply pay off a few bills.
- Now available on vacation homes and investment properties.3
- Need to borrow more? Click here to see our Jumbo HELOC offer.
- We also have great refinancing and 2nd Mortgage rates!
- Hurry before this offer expires!
Call 877-MERIWEST (877-637-4937) or visit any convenient Meriwest Financial Center.
- Current Home Equity Line of Credit Rates
- What you should know about a HELOC (pdf)
- Important Terms of our Home Equity Lines of Credit (pdf)
- Key facts about Interest only loans (pdf)
1: APR is Annual Percentage Rate. 2.99% APR is effective for 18 months starting from the line open date and applies to most new, approved, and refinanced home equity lines of credit opened after 8/1/20. Some exceptions may apply. At the end of the introductory rate period the APR becomes a variable rate. The rate, terms and conditions as stated in members’ Home Equity agreement will apply. The Interest Rate will never be greater than 18%. Must meet eligibility criteria. Offer of credit is subject to credit approval. Contact the credit union for details. Meriwest home equity lines of credit are offered only in the states of California, Arizona, Washington, Oregon and Nevada. Deferred origination fees range from $300 to $1,800. Property insurance is required. Limited time offer. May be changed or terminated without prior notice. There is a $50 annual fee which will be waived if at least $50 in interest is paid on the Home Equity Line of Credit before each anniversary date. The annual fee waiver will continue until 12/31/21. Limited time offer.
2: The 3.50% indexed APR is as of 8/1/20.
3: Applicable to owner-occupied primary residence and vacation homes and one and two-unit residential investment properties. Investment Properties may have a higher APR.
Unlock the benefits of banking with Meriwest Credit Union
You can also call us at 877-MERIWEST (877) 637-4937