Home Equity Line of Credit (HELOC)
Home Equity Lines of Credit
Unlock the equity in your home.
Put a home equity line of credit to work...
Open a new Home Equity Line of Credit and get a low 2.99% APR1 for 18 months. 3.50% Indexed APR2 thereafter on loan amounts up to $399,999.
We also have great refinancing and 2nd Mortgage rates!
Now available on vacation homes and investment properties.3
Need to borrow more? Click here to see our Jumbo HELOC offer.
Use the funds for any purpose. With a Home Equity Line of Credit from Meriwest you'll have access to that extra money you need for home repair, special projects, tuition, to consolidate higher-interest debt, or to simply pay off a few bills.
Hurry before this offer expires!
- What you should know about a HELOC (pdf)
- Important Terms of our Home Equity Lines of Credit (pdf)
- Key facts about Interest only loans (pdf)
Call 877-MERIWEST (877-637-4937) or visit any convenient Meriwest Financial Center.
1: APR is Annual Percentage Rate. 2.99% APR is effective for 18 months starting from the line open date and applies to most new, approved, and refinanced home equity lines of credit opened after 8/1/20. Some exceptions may apply. At the end of the introductory rate period the APR becomes a variable rate. The rate, terms and conditions as stated in members’ Home Equity agreement will apply. The Interest Rate will never be greater than 18%. Must meet eligibility criteria. Offer of credit is subject to credit approval. Contact the credit union for details. Meriwest home equity lines of credit are offered only in the states of California, Arizona, Washington, Oregon and Nevada. Origination fees, ranging from $300 to $1,500, are deferred until the loan is paid in full. If the loan remains open for three or more years, the deferred origination fees are waived. Property insurance is required. Limited time offer. May be changed or terminated without prior notice. There is a $50 annual fee which will be waived if at least $50 in interest is paid on the Home Equity Line of Credit before each anniversary date. The annual fee waiver will continue until 12/31/21. Limited time offer.
2: The 3.50% indexed APR is as of 8/1/20.
3: Applicable to owner-occupied primary residence and vacation homes and one and two-unit residential investment properties. Investment Properties may have a higher APR.
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You can also call us at 877-MERIWEST (877) 637-4937