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Mechanical Repair

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Mechanical Repair Coverage


  • Mechanical Repair Coverage (MRC) protects new and eligible used vehicles from costly vehicle repairs—even after the manufacturer’s warranty expires.
  • Rental reimbursement: up to $35 per day for 5 days(or 10 days for a parts delay) from day one.
  • 24-hour emergency roadside assistance: up to $100 per occurrence. Includes towing, battery jump start, fluid delivery, flat tire assistance and lock-out service.
  • Travel expense reimbursement: up to $500 for lodging, food and rental expense when a covered breakdown or collision occurs more than 100 miles from home.

Important Facts

  • Good at any authorized repair facility in the U.S. or Canada
  • No out of pocket expense (except for any deductible)–the covered repair is paid directly by the plan.
  • Transferable: if you sell your vehicle privately, the coverage can be transferred, adding resale value and appeal.
  • Cancelable: receive a full refund within the first 60* days or a pro-rated refund thereafter less a nominal administrative fee. 

Things to Consider

  • Lock-in repair costs: Mechanical Repair Coverage (MRC) helps you to limit your cost of unexpected covered breakdowns to the MRC price, plus any applicable deductible.
  • Helps provide peace of mind: even if your vehicle does not have a covered breakdown during the MRC’s term, the purchase of MRC was still a wise decision.
  • Reduce risk: remember, unexpected breakdowns can negatively impact your family’s budget and credit rating. MRC can help eliminate this risk.

Mechanical Repair Coverage Brochure


*See Vehicle Service Contract/Insurance Policy for any state variations.


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