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HEART Mortgage Loan Program

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HEART Loan Program


Downpayment assistance loans for first-time homebuyers in San Mateo County

Meriwest Mortgage and HEART of San Mateo County (heartofsmc.org) have created a unique loan package that is not offered by any other lender. Our goal is to help you purchase a home with 5% down payment and no PMI (Private Mortgage Insurance).

How does it work?

  • HEART partner Meriwest Mortgage offers a 30-year, conforming or high-balance fixed-rate loan of up to $726,525.
  • HEART offers a 15-year, below market rate second lien downpayment loan of up to $136,223.
  • Maximum purchase price for this combination, together with 5% downpayment from the borrower, is $908,156.
  • Borrower is not required to buy private mortgage insurance (PMI) which can cost thousands of dollars annually. This results in significant savings to the homebuyer.
  • View Qualifications

Please contact John Souza, Meriwest Mortgage & HEART Consultant, for additional information:
Email: jsouza@meriwest.com | Cell: 408-849-7115 | Office: 408-363-3469

Full program details are available at www.heartofsmc.org

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Copyright 2021 Meriwest Mortgage Company, LLC. All rights reserved. Meriwest Mortgage Company, LLC is licensed in California by the Department of Financial Protection and Innovation (DFPI), License #4150034, pursuant to Financial Code Section 50121 and 50130(f) of the California residential Mortgage Lending Act and in Arizona by the Arizona State Banking Department, License #BK0904975. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Membership in Meriwest Credit Union may be required with a one-time, non-refundable $5 fee. Meriwest Credit Union is Federally Insured by NCUA.

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