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Share and Certificate Pledge Loans

Home » Personal » Personal Loans » Share and Certificate Pledge Loans

Get a better rate when you use your current savings as collateral.

Need funds but still want to keep your current liquidity? Use the money you have on deposit in a personal savings account or a certificate account at Meriwest Credit Union as collateral for a low-interest rate loan.

  • Lower interest rate than other types of loans
  • Borrow up to 100% of your collateral amount
  • No annual fees
  • Set up an automatic payment plan for more convenience

Call 877-MERIWEST (877-637-4937) for current Share Pledge loan rates or to apply today.

Loan Payment Options

SAFETYnet Debt Protection

Protect yourself and your loan.
Have you ever thought about what will happen if you can't make your loan payments? To better serve our members, Meriwest Credit Union has replaced our credit life and disability insurance with a debt protection product called SAFETYnet. It's an option available to you when you secure your next loan with Meriwest.

Eligibility Requirements

You are eligible to join Meriwest Credit Union if any of the following applies

  • You live, work, worship, or attend school in Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara counties of Northern California, and Pima county of Arizona.
  • You are an employee of a participating Meriwest Credit Union member company.
  • You are a relative of or reside with a current member of Meriwest Credit Union.
  • Join Meriwest

Penalty may be imposed for early withdrawal.