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12-Month Winter Certificate

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You Work Hard for Your Money!

Put Your Money to Work for You with Our New Winter Certificate:

  • 4.05% APY* on a 12-Month Winter Certificate

Lock-in a great rate by depositing as little as $1,000 and start earning more with Meriwest!

Account Minimum Balance Dividend Rate APY*
12-Month Winter Certificate* $1,000  3.970% 4.05%


Open this account and join Meriwest all in one process:



Eligibility Requirements

You are eligible to join Meriwest Credit Union if any of the following applies

  • You live, work, worship, or attend school in Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara counties of Northern California, and Pima county of Arizona.
  • You are an employee of a participating Meriwest Credit Union member company.
  • You are a relative of, or reside with, a current member of Meriwest Credit Union.
  • If you don’t meet any of the requirements above, you can still join Meriwest with a complimentary membership in the Financial Fitness Association. Call 1-877-637-4937 to learn more.



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*Annual Percentage Yield is accurate as of 12/5/22 and valid for the stated twelve (12) month term of the certificate. Merit Rewards certificate rate bumps do not apply to promotional rates. Certain restrictions apply. Contact the Credit Union for complete details and terms applicable. Consumer accounts only. Limited time offer may be withdrawn or modified at any time without notice. The minimum balance to open the accounts and earn the stated APY is $1,000. Penalty may apply for early withdrawal.

Membership is required with a one-time, non-refundable $5 fee.