“ I always recommend Meriwest CU to family members and friends. When I got my HELOC, I experienced the best customer service. I felt I was in good hands and also the quick closing was impressive. Thank you Meriwest CU ”

“ Have been a faithful credit union member since 1978. Have had very successful loan and member services all these years. There free numerous ATM’s in various cities has saved us from service charges on our trips. Will continue to be a loyal customer in the years to come. ”

“ I joined the IBM Credit Union approximately in 1969 and am still a member. I have used the the services there for many opportunities such as financing a wonderful trip to Switzerland to spend a two week workshop at the Jung Institute through the University of California at Santa Cruz. I have invested savings over time in the various products offered by Meriwest. I was able to borrow money to purchase camera and darkroom equipment to pursue my interest in photography and to purchase books for my classes at Santa Clara University while getting my Master's in Counseling Psychology. When I retired and moved to Oregon, the Meriwest Credit Union helped me find and purchase a new car, which was delivered to me in Oregon by an employee who was planning a trip to Oregon. While working at IBM, I had the opportunity to write the manuals for IBMs ATM (the Money Mint). I have had nothing but good experiences with Meriwest and intend to keep my account there. ”

“ I started working 1975 with IBM in los Angeles, ca. , opportunity to join the ibm credit union which i did . As time changes so did the credit union to Meriwest CU . I have been with them ever since , fast forward its 2026 I’m 75 yr and I’m still with them , great service and friendly staff and most important their service product line. Thank You Meriwest. ”

“ Joined Meriwest as IBM Pacific Fed CU before ATMs existed. My branch was at my office so convenient! Weekend check cashing was at Macys nearby. Today everything changed, can use my Meriwest card any where both here and around the world. No transaction fees and good currency conversion rates when overseas! Lotta change in 65 years! We thank you with our loyalty! ”

“ We recently became members with Meriwest by refinancing our car. Meriwest saved us $$ by reducing our car payment $670, reduced to $339. Thank you Meriwest and congratulations on reaching 65 years! ”

“ I've been with Meriwest since back when there was a branch in Bldg 012 on IBM Cottle site. It's been over 45 years now. Thank you for taking care of all my financial needs. ”

“ I joined Meriwest in 1969 when I first joined IBM. It was then called IBM Employee Credit Union that was situated adjacent to the main cafeteria on Cottle Road. It has been my primary bank since then for 57 years! ”

“ I joined in 1982 when I was working for IBM in San Francisco. Several years later I got a call telling me that my mortgage check was going to bounce due to lack of funds in the checking account. We moved money from savings so that wouldn't happen. I don't see a large bank working with a customer to help them avoid an NSF charge. After all these years, that is the incident that reminds me why I have been a member all of these years later. ”

“ In 1974 I was hired by IBM in Southfield (Detroit), MI and after training, my wife became employed by the newly formed IBM Credit Union. After they decided that they needed to have an in-house computerized accounting system, I became their Systems Engineer with responsibility for implementing the installation of their System/32 computer. When it was finally time to go live, my wife and I worked non-stop from 6 pm Friday night thru 8 pm Sunday night to convert their data and make sure that it balanced to the penny. In 1980, when we moved to California, we naturally joined the IBM Federal Credit Union in San Jose. Several years later, it changed its name to Meriwest FCU, and I've been a member ever since. I use Meriwest as my primary financial institution and auto pay most of my bills from my Meriwest account. I've aways found their service to be first rate and professional. ”

“ I graduated from college in 1986 and joined the credit union in 1987, back when it was known as the IBM Pacific Federal Credit Union. Looking back now, nearly 40 years later, I am incredibly proud to still be a member of Meriwest. Over the decades, Meriwest has been my trusted financial foundation for everything. From my everyday checking and trust accounts to auto loans, motorcycle loans, home equity lines, and quick Jiffy loans, they have seamlessly handled every milestone. I have stayed with Meriwest all these years because they make banking effortless: their digital tools and software are excellent, their response times are incredibly fast, and their rates consistently beat or meet expectations. More than just a financial institution, Meriwest has truly felt like a partner and a family for the last 40 years. ”

“ I opened 3 accounts for me and my children when I joined Pacific IBM credit Union in 1980, and opened 2 more accounts when my grandchildren were born. So, I am with Meriwest for 46 years and I'm enjoying a great service of Meriwest! ”

“ Meriwest was my first and only debit card/checking account since I was a teenager. Automated fraud detection means I haven't had issues with debit card purchases abroad in years, even if I forget to put in a travel notice. There is good customer support in the Santa Clara branch, and overall pretty happy as a customer with meriwest. ”

“ After overcoming 15 years of drug addiction and 4 years of homelessness, I was able to open a meriwest account. I have had Meriwest account for 5 years now and have improved credit score and secured a auto loan, and built a big finacial knowledge from help of meriwest. Ever aspect is so easy and staff is always helpful! ”

“ I’ve been banking with MCU (fka GBFCU) since the 80s. MCU has met all my financial needs, including, but not limited to, auto purchases, mortgages, refi, and wealth management advisors for several decades. Throughout the years I’ve referred friends and relatives not banking with CU to seek financial remedies with GBFCU/MCU. I have had nothing but excellent service results from this institution. ”

“ I started working at IBM in 1985 and they said Meriwest Credit Union is a good place to do your banking. So I signed up! They have always met my financial needs and they have such friendly customer service all around. Thank you! ”

“ I can recall, when I was a Federal employee at the Federal building in downtown San Jose,Ca. I opened an account at Golden Bay Federal Credit Union around the mid 1980s, which was located inside the Federal building. There were two female employees working there. They were always courteous and helpful, if I had any issues with my account. I can remember I was in line at the credit union and there was a person that was Spanish speaking and I helped to translate to the credit union employee. The next day. I went into the credit union and she gave me a cup for helping translate for her. Golden Bay Credit Union is now renamed Meriwest Credit Union and I have been a member for over 30 years. I also, have a proforlio with Meriwest Credit Union. ”

“ I have been a member of this credit union since I was employed by IBM back in 1973, you do the math it’s been a long time. It was called at the that time, “The IBM Employees Federal Credit Union”. It’s the only place I do my banking to this day. When I think back over all my banking needs that were fulfilled by Meriwest there’s too many to list. My first new car was financed by Meriwest, refinance loans, lines of credit, savings accounts, checking accounts and my home, which thank God, will be payed off next year. My experience with Meriwest has always been a positive one they are professional in everything they do. All the reps are outstanding, always willing to help work through any issue and answer any question that you might have. Great team of people, keep up the good work. ”

“ I have been with Meriwest a long time and They gave me a chance to buy a vehicle at any dealership near them on Steven’s creek blvd. To which I bought a new 1998 Dakota pick up, which I still drive today, and fall I had to do was pick the one I wanted and drive it off the lot! They did the rest! It was the easiest, no hassle buy in my life! ”

“ My family and My wife family have been a customer of meriwest from 1980 and we appreciate the services that Meriwest have been provided for us in managing our asset and money. Thank you ”

“ I started working at IBM in 1985 and they said Meriwest Credit Union is a good place to do your banking. So I signed up! They have always met my financial needs and they have such friendly customer service all around. Thank you! ”

“ In 1974 I was hired by IBM in Southfield (Detroit), MI and after training, my wife became employed by the newly formed IBM Credit Union. After they decided that they needed to have an in-house computerized accounting system, I became their Systems Engineer with responsibility for implementing the installation of their System/32 computer. When it was finally time to go live, my wife and I worked non-stop from 6 pm Friday night thru 8 pm Sunday night to convert their data and make sure that it balanced to the penny. In 1980, when we moved to California, we naturally joined the IBM Federal Credit Union in San Jose. Several years later, it changed its name to Meriwest FCU, and I've been a member ever since. I use Meriwest as my primary financial institution and auto pay most of my bills from my Meriwest account. I've aways found their service to be first rate and professional. ”

“ I opened 3 accounts for me and my children when I joined Pacific IBM credit Union in 1980, and opened 2 more accounts when my grandchildren were born. So, I am with Meriwest for 46 years and I'm enjoying a great service of Meriwest! ”

“ I graduated from college in 1986 and joined the credit union in 1987, back when it was known as the IBM Pacific Federal Credit Union. Looking back now, nearly 40 years later, I am incredibly proud to still be a member of Meriwest. Over the decades, Meriwest has been my trusted financial foundation for everything. From my everyday checking and trust accounts to auto loans, motorcycle loans, home equity lines, and quick Jiffy loans, they have seamlessly handled every milestone. I have stayed with Meriwest all these years because they make banking effortless: their digital tools and software are excellent, their response times are incredibly fast, and their rates consistently beat or meet expectations. More than just a financial institution, Meriwest has truly felt like a partner and a family for the last 40 years. ”

“ I’ve been banking with MCU (fka GBFCU) since the 80s. MCU has met all my financial needs, including, but not limited to, auto purchases, mortgages, refi, and wealth management advisors for several decades. Throughout the years I’ve referred friends and relatives not banking with CU to seek financial remedies with GBFCU/MCU. I have had nothing but excellent service results from this institution. ”

“ I joined in 1982 when I was working for IBM in San Francisco. Several years later I got a call telling me that my mortgage check was going to bounce due to lack of funds in the checking account. We moved money from savings so that wouldn't happen. I don't see a large bank working with a customer to help them avoid an NSF charge. After all these years, that is the incident that reminds me why I have been a member all of these years later. ”

“ Meriwest was my first and only debit card/checking account since I was a teenager. Automated fraud detection means I haven't had issues with debit card purchases abroad in years, even if I forget to put in a travel notice. There is good customer support in the Santa Clara branch, and overall pretty happy as a customer with meriwest. ”

“ I started working 1975 with IBM in los Angeles, ca. , opportunity to join the ibm credit union which i did . As time changes so did the credit union to Meriwest CU . I have been with them ever since , fast forward its 2026 I’m 75 yr and I’m still with them , great service and friendly staff and most important their service product line. Thank You Meriwest. ”

“ Joined Meriwest as IBM Pacific Fed CU before ATMs existed. My branch was at my office so convenient! Weekend check cashing was at Macys nearby. Today everything changed, can use my Meriwest card any where both here and around the world. No transaction fees and good currency conversion rates when overseas! Lotta change in 65 years! We thank you with our loyalty! ”

“ We recently became members with Meriwest by refinancing our car. Meriwest saved us $$ by reducing our car payment $670, reduced to $339. Thank you Meriwest and congratulations on reaching 65 years! ”

“ We recently became members with Meriwest by refinancing our car. Meriwest saved us $$ by reducing our car payment $670, reduced to $339. Thank you Meriwest and congratulations on reaching 65 years! ”

“ I've been with Meriwest since back when there was a branch in Bldg 012 on IBM Cottle site. It's been over 45 years now. Thank you for taking care of all my financial needs. ”

“ I joined Meriwest in 1969 when I first joined IBM. It was then called IBM Employee Credit Union that was situated adjacent to the main cafeteria on Cottle Road. It has been my primary bank since then for 57 years! ”

“ Originally a member of Golden Bay Federal Credit Union and continued on with my membership when they merged with Meriwest around 1978 (estimate)! I got a feeling that I’m one of the longest if not the longest member of this institution! I was still on active duty Navy military personnel during that time and now retired Federal employee but still a loyal member eversince! Great customer service and because of this, I will continue to be a bonafide member of Meriwest Credit Union!!! Job Well Done and Congratulations on your 65th Anniversary!!! Thank you!!! ”

“ Meriwest was the first bank account I had when I was in high school and it started me with good habits on my financial journey. ”

“ I've been a customer for a couple years now. If I was a lot older, I would have selected this credit union back in the day! ”

“ Meriwest has given me the courage and opportunity to save with their high yield savings Account . Watching my money work for me has been rewarding and the team is always there for me ”

“ What I love most about Meriwest is the consistent peace of mind. Whether I’m just managing my everyday savings or leaning on them for financial advice, the staff is always helpful, transparent, and genuinely looking out for my best interests. They've been a reliable partner in helping me reach my personal financial goals. ”

“ Me and my wife think tha we are family in Sunnyvale branch the workers ther make us fiel like real family by helping us always whit an a smile and respec thank you Amigos🤗🙃Good Job. ”

“ My mother set up a joint Meriwest bank account with me back when I could only deposit my allowance. I deposited my first paycheck there. Still using it decades later as my main account. Thanks! ”

“ My parents opened up a savings account the day I was born in 1974 when Meriwest was called IBM Pacific Federal Credit Union. Now at 53 years of age my own family all have accounts at Meriwest…and could not be happier with the service and history we have built together both in savings, and loans for our very first home. Thank you for being a solid foundation for the last 65 years..and here’s to another wonderful and successful 65! ”

“ I have been a Meriwest Credit Union member since 1999. I joined Meriwest when it had an office in Tucson Arizona. The staff was always so kind and helpful. I enjoy all the services it provides. ”

“ It was IBM credit union before On cottle rd San Jose I just stayed with you all And any problems that came up Was solved right away to my favor I like BILLPAY AND THE APP FOR CHECK DEPOSITS THANK YOU ALL AND GOD BLESS YOU ALL. ”

“ I have been a member since 1969, I think, when the office was in the basement of building 12, plant site at Cottle Road. Its name then was Pacific IBM Federal Credit Union, and checks were honored thru Union Bank, if I remember well. Since then it has been 57 years? I have never left and my experience has always been positive ”

“ We are in our 30 th membership year. Always have been a place to solve our different financial situations. Since the times of Pacific I B M Credit Union. ”

“ I’ve been with Meriwest for 32 years. Their support is world-class, and they genuinely care about their members. They provide excellent coverage for all of my banking needs. ”

“ I am happy to be a long time member of this great Credit Union. ”

“ My family and My wife family have been a customer of meriwest from 1980 and we appreciate the services that Meriwest have been provided for us in managing our asset and money. Thank you. ”

“ My parents have been with Meriwest for almost 20 years, and I became a second-generation member. Everyone who has helped me has been awesome. I was able to establish credit through their credit card program, which helped me get on my feet. Shout out to the Milpitas branch team who always make me feel valued. ”

“ I am an expat living in Thailand, and Meriwest has made it possible to build a nest egg while still accessing funds through ATMs here. Online banking makes it easy to transfer Social Security and retirement deposits into higher-interest savings. Thank you, Meriwest. ”

“ We switched from a big bank about five years ago and love the ease of mobile banking and interest-bearing accounts. The employees are always personable and helpful. ”

“ Meriwest has been my first choice for banking needs since 1985 when I joined IBM Pacific Employee Credit Union. ”

“ It has allowed us to pay our insurance for over 30 years. I’m 76 now and truly appreciate the service. ”

“ The people at Meriwest are helpful, knowledgeable, and friendly. I know I can walk in anytime and get support. ”

“ Meriwest has always been there when I needed a loan or car. I’ve always appreciated their service and support. ”

“ I get all the services I need—bill pay, helpful support, and an easy account setup. I’ve opened accounts for younger members of my family as well. ”

“ I’ve been a member for 50 years, starting with my paper route banking. I’ve relied on Meriwest ever since. ”

“ Our family has been with you since 1977. Thank you for decades of support with auto, home, and personal loans. ”

“ Saved me money and made my life easier. ”

“ The Cupertino branch staff were patient in explaining banking basics to my teens. ”

“ Outstanding customer service and easy-to-use banking tools. I love the website and bill pay features. ”

“ Convenient online banking. ”

“ Easy mobile and distant banking. ”

“ Love the mobile app and rewards account. ”

“ One of my fondest members about my experience with Meriwest is when I first joined I was going to get married in about a year and happened to have a conversation with one of the tellers and part of the conversation was how I was going to save for my honeymoon. The bank teller so kindly offered to help me with a great idea. She told me if I gave her all the date of my wedding she can tell me how much I'd need to save each month for the honeymoon trip. Once I gave her my info she offered to transfer the funds I needed each month personally till I had enough for our trip. I thought that was the coolest nicest thing ever!!! It's been 30 years later and I still remember how awesome that was for her to do that for me!!! I wish I remembered her name but it's been so long ago. I can tell you I will never forget her. That's when I knew that Meriwest was the bank for me and my family!!! Meriwest helped us get our home and has been there for us!!! Thank you for letting me share my story! Sincerely,”

“ Have been a long time member since the’70’s when it was Golden BayFederal CU. It was our main financial institution! Service has been exceptional.”

“ I've joined in 1989 when I worked at IBM and it's been a delightful experience for more than 35+ years.”

“ I joined Golden Bay Federal Credit Union when I worked in downtown San Jose. Their branch in the federal building was close to my office and I qualified through my membership in the San Jose Chamber of Commerce. I became a member of Meriwest when the two credit unions merged in 2007. I've never left!”

“ I’ve been a member since when I joined IBM in 1979. It uses to be IBM Credit Union, a full service facility right on the IBM San Jose site. It slowly evolved to Meriwest. I’m now in Southern California and still use as my main banking service. Friendly services, great rates and all that.”

“ 25 years o when I was finally quitting cigarette smoking, I chose to open my first account with MERIWEST to insert my monthly savings from not buying any more cigarettes.”

“ I’ve been with this Credit Union since it had a branch in Varian. They have always been warm and friendly, even when things got busy. I’m pretty sure it’s been 35+ years and they only get better! I actually look forward to going into my local branch, it’s like visiting with friends!”

“ Meriwest helped us buy our first home. The process was easy and supportive.”

“I’ve been with Meriwest for over 20 years. They truly care about their members.”

“Great rates, friendly people, and I always feel taken care of.”

“Meriwest helped us buy our first home. The process was easy and supportive.”

“I’ve been with Meriwest for over 20 years. They truly care about their members.”