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Wire Transfers

Fast, Secure, and Reliable Wire Transfers – Move Your Money with Confidence and Ease.
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International Wire Transfers

 

International Wire Transfers:

Meriwest has partnered with OFX to save our members time and money on international money transfers. 

With better rates1 and 24/7 support, Meriwest and OFX can help in transferring your international funds, as little as USD $1002, where you need it most - quickly and securely. In addition to cross-currency payments, you can also make international payments in your domestic currency.3 

What you will need:

  • Outgoing Transfers

    You will need the following information to request an international wire transfer from your account:

    • Name of payee or the person receiving the wire
    • Receiving Bank City and State
    • Physical address of payee
    • Full Account Number of payee
    • Foreign bank name, address and swift code number
    • The amount of the wire
    • Type of currency to be delivered
    • The account that will fund the wire
    • The name of the person requesting the wire
    • Daytime phone number of person requesting wire
    • Additional instructions for payee if needed (i.e., invoice number, etc.)
    • Reason for wire transfer (This may or may not be required by the receiving country. However, providing this information may prevent or reduce delays.)
    • Any other information required by the receiving country (i.e., additional bank codes, relationship between sender and payee, etc.) OFX will alert you if additional information is required.

  • Incoming Transfers

    Following is the information that you will need to request an international wire transfer to your account:

    Please note that Meriwest Credit Union does not have a SWIFT Code and is unable to receive funds directly from a foreign financial institution via wire transfer. The foreign financial institution sending the funds must use another U.S. financial institution as an intermediary. The intermediary institution will forward the funds to Meriwest using our ABA Routing Number.

 

All International Transfers requests are processed through the OFX website. For more information, visit the OFX FAQ page.

GET STARTED

1: Occasionally, third-party banks may deduct a fee from your transfer before paying your recipient. This fee may vary and OFX receives no portion of it. For example, the Meriwest Domestic Outgoing Wire Transfer fee may apply when sending a domestic wire transfer.

2: Same currency payments are subject to a transaction fee from OFX. Transactions where a currency exchange is taking place do not incur any fees from OFX. Occasionally, third-party banks may deduct a fee from your transfer before paying your recipient. This fee may vary and OFX receives no portion of it.

3: Member must input at least $1,000.00 as the “estimated annual transaction amount” during the registration process. After your registration is approved, then your international funds can be transferred as little as $100 per transaction. There is no penalty if you do not reach $1,000 annually.

Domestic Wire Transfers

 

Domestic Wire Transfers:

Domestic wire requests received on weekends, holidays or after 2:00 PM (Online) or 3:00 PM (in branch), Pacific Time, will be processed the following business day (excluding federal holidays). Domestic wire requests, cancellations, or amendments received after the applicable cut-off time may be treated as having been received for processing on the next business day Meriwest Credit Union is open.

A signed Funds Transfer Authorization Agreement and Notice must be on file with the Credit Union before the domestic wire transfer request can be processed.

If you cannot be reached by the phone number that we currently have on our system, your wire request may be cancelled. Please Contact us at 1-877-637-4937 for alternative options or visit us at one of our Financial Centers.

What you will need:

  • Outgoing Transfers

    You will need the following information to request a wire transfer from your account: (Domestic banks must be participants of the FedWire program.)

    • Name of payee or the person receiving the wire
    • Physical address of payee
    • Account Number of payee
    • Name of the receiving bank
    • Routing/Transit number of the receiving bank
    • The amount of the wire
    • The account that will fund the wire
    • The name of the person requesting the wire
    • Daytime phone number of person requesting wire
    • Additional instructions
    • $20 Domestic wire transfer fee

  • Incoming Transfers

    Following is the information that you will need to request an international wire transfer to your account:

 

Contact Us

 

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People Usually Ask:

  • How can I sign up for direct deposit?

    You can now sign up through online or mobile banking. 

    Online Banking: Main Menu → Manage → My Direct Deposit

    Mobile App: Select “More” (bottom of screen) → Manage → My Direct Deposit

    If your employer provides a Direct Deposit form, fill in the routing number provided below and submit it to your HR Department. Meriwest's Direct Deposit PDF form to set up Direct Deposit to your Meriwest account.

    The Meriwest routing number is: 321176833

    Eligible Checks for Direct Deposit

    Set up direct deposit directly into your checking or savings account for your:

    • Paycheck
    • Social Security check
    • Retirement check
    • Annuity check

    For further assistance, contact us.

  • Is there a minimum balance or deposits required for a checking account?

    To find the minimum requirements for each type of checking account, visit our Compare Checking Accounts page.

    Open a new checking account today!

    If you are already a member, log in to Online Banking to open a new checking account

  • Can I deposit coins in a branch?

    We do accept coin deposits! In fact, we have coin counting machines at many of our Meriwest Financial Centers to accommodate our members.

    To find a branch location near you, visit our locations page.

    Shared Branching

    For your convenience, we participate in shared branching with Credit Union Service Centers, a cooperative effort between credit unions nationwide to assist each other’s members. As a result, you can conduct business on your Meriwest accounts at other credit unions throughout the country as though you were at your local Meriwest branch!

    The hours of shared branch locations will vary by institution. If you are using a CO-OP Express Kiosk or ATM for the first time, you must register with us before use. To register, please call 877-MERIWEST (637-4937). Access may take up to 2 business days following registration.

  • Can I mail a check for deposit into my account?

    Yes, you can mail a check for deposit to any one of our branch locations or our general mailing address:

    P.O. Box 530953  
    San Jose, CA 95153-5353

    Please note: Be sure to include a deposit slip and write your account number on the check.

    Save the stamp and deposit your check with our Mobile Banking app.

    Easily deposit checks from anywhere with your mobile phone or tablet using the device's built-in camera.

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