Business Loans & Lines of Credit
At Meriwest we understand that every business is unique.
That is why our dedicated Relationship Managers take the time to get to know and understand you and your business, allowing them to better customize business loans to fit your business's needs.
All business loans offer local approval, competitive rates, flexible repayment terms and no pre-payment penalties.
- Commercial Real Estate Loan
- SBA Lending Solutions
- Manufacturing Financing
- Business Line of Credit
- Business Credit Cards
For further details or to apply, contact Business Services today!
Explore Your Business Lending Options
Business Line of Credit
Cover unexpected expenses with a Business Line of Credit for your Meriwest Business Checking Account. Loan amounts start at $5,000* and no annual fees.
*Learn More
SBA Lending Solutions
Whether you're purchasing owner-occupied commercial real estate, refinancing eligible debt, or funding business expansion, our SBA lending specialists can help identify the financing solution that's right for your business.
Learn More
Commercial Real Estate Loans
Meriwest Business Services specializes in Commercial Real Estate Lending with competitive rates and personalized solutions.
Learn More
People Usually Ask:
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Do you offer business savings?
Yes! Meriwest is proud to offer a wide variety of business options for our members including checking, savings, lending, and convenient services.
Explore our Business Savings.
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Do you offer business loans?
Yes! Our business loan options are:
Visit our Business Banking page to learn more!
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What Business Checking Accounts do you offer?
Meriwest can offer dividends on checking accounts to all business members, unlike the typical bank.
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What are the current business certificate rates?
Visit our Business Rates page for the current CD rate and term information.
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What is an SBA loan program and how does it apply to business financing?
SBA stands for the U.S. Small Business Administration, a federal government agency that supports small businesses by providing loan programs designed to reduce risk for lenders. SBA programs do not issue loans directly. Instead, they provide a government‑backed guarantee on a portion of certain business loans made by lenders.
Meriwest does not offer SBA loans as a standalone product. In some cases, SBA programs may be used as part of Meriwest’s business loan underwriting process to help eligible businesses qualify for financing when conventional terms alone may not be sufficient.
To be considered for SBA support, businesses generally must:
- Be a for‑profit business
- Operate and do business within the United States
- Demonstrate the ability to repay the loan
- Meet SBA eligibility, size, and use‑of‑funds requirements
There is no separate SBA loan application on the Meriwest website. All business loans are evaluated through Meriwest’s standard underwriting process, and SBA support is considered only when appropriate and is not guaranteed.
For more information about SBA loan programs and eligibility, visit the U.S. Small Business Administration website
Join Our Family!
Membership is required for Meriwest Business Products and Services. You are eligible to join Meriwest Credit Union if any of the following applies:
- Business is owned or operated in one of the following counties: Alameda, Contra Costa, San Francisco, San Mateo, and Santa Clara counties of Northern California, and Pima county of Arizona.
- Business is part of our Meriwest at Work program
- Business is a technology company within the states of California or Arizona
- Business owner is a Meriwest Member
