The Right Home Starts with Meriwest Mortgage!
Yes, you can buy a home in today's Market!
- FHA loan financing with down payments as low as 3.50%1
- VA loans with temporary interest rate buydowns2
- First-time homebuyers downpayment and/or closing cost assistance3
- Competitive rates
- Loan pre-approval
- Fast local processing and closing
- And service you can't beat
1. With a credit score of 580 or higher
2. Temporary buydowns may be used with all fixed-rate VA loan types, must run for a minimum of one year and are permitted for a maximum of three years. (Source: 38 U.S. Code § 3720(a))
3. Meriwest Mortgage and HEART of San Mateo County (heartofsmc.org) have created a unique loan package that is not offered by any other lender. Our goal is to help you purchase a home with 5% down payment and no PMI (Private Mortgage Insurance)
Membership is required, with a one-time non-refundable $5 fee. Offer of credit is subject to credit approval.
This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply.
NMLS# 479487
How Can We Help
Ready to Buy?
Get prequalified! Our Meriwest Mortgage loan consultants will guide you through the process and answer all your questions.
Get Started
Ready to Refinance?
Take advantage of the market and let us help you get a better rate with Meriwest Mortgage. We are here to help!
Apply Now
First-Time Buyer?
Meriwest Mortgage is committed to helping first-time home buyers make home ownership a reality. Learn about current First-Time Homebuyer Programs.
Learn MoreAccount Access Mortgage Rates Locations and Hours
Call (800) 364-6636 for any Mortgage related questions or appointments Monday through Friday (8:00 AM - 4:30 PM).
What will my monthly payment be?
Mortgage Calculator
Estimate your monthly mortgage payments and more with our mortgage calculators.
Less than 20% down may require private mortgage insurance (PMI).
{{ homePriceAdjusted | currency }}
Loan Amount
Meet Our Mortgage Consultants
Patrick Taitague
Email: ptaitague@meriwest.com
Office: 408-363-3465
Cell: 408-677-6331
NMLS #: 413441
Learn More
Henry Jeanes
Email: hjeanes@meriwest.com
Office: 408-363-3462
Cell: 415-990-5620
NMLS #: 657755
About Me
Mark Manimaran
Email: mmanimaran@meriwest.com
Office: 408-363-3465
Cell: 408-829-3605
NMLS #: 1339538
About MeWhat Our Members Are Saying
Join Our Family
Membership is required for Meriwest products and services. You are eligible to join Meriwest Credit Union if any of the following applies:
- You live, work, worship, or attend school in Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara counties of Northern California, and Pima county of Arizona.
- You are an employee of a participating Meriwest Credit Union member company.
- You are a relative of or reside with a current member of Meriwest Credit Union.
- If you don’t meet any of the requirements above but live in California or Arizona, you can still join Meriwest with a complimentary membership in the Financial Fitness Association. Call 1-877-637-4937 to learn more.
People Usually Ask
-
How can I access my Mortgage account?
You can access your Mortgage account by logging in to Online Banking.
Manage your accounts anytime with Online BankingOnline Banking from Meriwest is account management that fits your lifestyle and your schedule. You can review all your account balances, transfer funds between accounts, pay bills, and much more! Plus, it's FREE and available 24 hours a day, seven days a week.
Visit our Online Banking page to learn more or enroll today!
-
How do I apply to refinance my home equity loan?
To apply, click here to fill out our online application. For further assistance, contact us today.
To learn more about home equity, visit our Home Equity Lines of Credit page.
Experiencing loan hardship?
Meriwest Credit Union's Hardship Assistance Team ("HAT") is available to provide assistance to members who are experiencing financial difficulty with their Meriwest consumer and real estate loans and wish to avoid foreclosure. We will make every effort to assist you with your loan and avoid foreclosure, including arranging a loan modification.
Visit our Loan Hardship Assistance page to get started today.
-
What do you mean by risk-based lending?
With risk-based lending, your credit profile or score will be a factor in the loan interest rate. The better your credit score the better your interest rate.
-
How can I qualify for a loan?
Loan qualifications differ depending on which loan you are applying for. The best way to know if you qualify is to apply!
There is no cost to apply, and our Financial Service Representatives will work with you and discuss your options.
-
How long does a loan approval take?
If you apply for a loan online, you can receive a loan decision in 60 seconds. In most other cases, we are able to provide a loan decision within 24 hours.