Consumer Loan Rates Mortgage Rates
Interested in a Business Loan? Contact Business Services for current rates and details.
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Business Savings Rates
Business Savings Rates
Business Share Savings Accounts | Effective Date: November 1, 2026
Account Balance Amount Dividend Rate* APY** Business Savings† $100+ 0.100% 0.10% Get Started *Variable rate accounts. Rates may change at any time after the account is opened.
**APY is Annual Percentage Yield. Fees may reduce earnings, APY is calculated on the minimum average daily balance in the account each month.
The Rate Schedule is regularly updated and made available at the Credit Union's offices, by telephone at 1-877-MERIWEST, or here online.
Membership requires a one-time non-refundable $5 fee.
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Business Checking Rates
Business Checking Rates
Business Checking Effective Date: November 1, 2026
Account Balance Amount Dividend Rate* APY** Business Essentials Checking1 $1,500 0.100% 0.10% Business Elite Checking2 $2,500 0.300% 0.30% *Variable rate accounts. Rates may change at any time after the account is opened.
**APY is Annual Percentage Yield. Fees may reduce earnings. APY is calculated on the minimum average daily balance in the account each month. The Rate Schedule is regularly updated and made available at the Credit Union's offices, by telephone at 1-877-MERIWEST, or here online.
1: The minimum deposit required to open a Business Essentials Checking Account and earn the stated APY is $1,500.
2: The minimum deposit required to open a Business Elite Checking Account and earn the stated APY is $2,500.
Membership requires a one-time non-refundable $5 fee.
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Business Money Market
Business Money Market
Business Money Market Accounts | Effective Date: November 1, 2026
Account Minimum Balance Dividend Rate APY* Business Money Market Plus1 $250,000+ 2.956% 3.00% Business Money Market Plus1 $100,001-$250,000 1.489% 1.50% Business Money Market Plus1 $50,001-$100,000 0.995% 1.00% Business Money Market Plus1 $10,001-$50,000 0.499% 0.50% Business Money Market Plus1 $2,501-$10,000 0.250% 0.25% Business Money Market Plus1 $100-$2,500 0.100% 0.10% Business SecureEdge Money Market2 $250,001+ 2.274% 2.30% Business SecureEdge Money Market2 $100,000-$250,000 1.538% 1.55% Business SecureEdge Money Market2 $10,000-$99,999 0.548% 0.55% *Must have Checking with Daily Average balance of at least $3000 per month, otherwise, rate earned is 0.50% APY (0.499% Dividend Rate). Variable rate account. Rates may change after the account is opened. Fees may reduce earnings. Closed if balance is zero at month end. APY accurate as of November 1, 2026 . Variable rate account, rate may change after account is opened. The minimum balance to open the account is $10,000 and you must maintain an average daily balance of $10,000 or more to earn the stated APY. Account must be opened with new money balances only, balances transferred from an existing Meriwest Credit Union account do not qualify as new money. Fees may reduce earnings. Unlimited deposits and up to six preauthorized, automatic, telephonic, or online transfers or withdrawals per month. Not available for new account opening.
1: The minimum deposit required to open a Business Money Market Plus Account is $100. This is a dividend-bearing, tiered rate account.
2: The Money Market Dividend Rate Schedule is regularly updated and available at any Meriwest Credit Union financial center; by calling 877-MERIWEST (877-637-4937); or by visiting www.meriwest.com. This schedule is incorporated as part of Meriwest’s Consumer Account Disclosure and Deposit Agreement (Form B-055) as part of Meriwest’s Business Account Disclosure and Deposit Agreement (Form B-066) and should not be used separately. Consult Meriwest’s Consumer Fee Schedule and Business Fee Schedule for applicable account fees. The Consumer Account Disclosure and Deposit Agreement, the Business Account Disclosure and Deposit Agreement, Consumer Dividend Rate Schedule and Business Dividend Rate Schedule and Consumer Fee Schedule and Business Fee Schedule are incorporated and set forth the complete Truth-in-Savings account disclosures. Federally insured by NCUA.
3: Meriwest accounts are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency. The SecureEdge Money Market Account is also privately insured by American Share Insurance (ASI) for amounts exceeding NCUA Share Insurance coverage, up to an additional $1,000,000 per member. Only deposits in the SecureEdge Money Market Account will receive this additional coverage from ASI. Excess member deposits held in other account products are not eligible. ASI is not affiliated with the NCUA or any other federal agency.
Membership is required with a one-time non-refundable $5 fee.
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Business Certificate Rates
Business Certificates
Business Certificate Accounts | Effective Date: November 1, 2026
Business Liquid Certificate Balance Amount Dividend Rate* APY** 8-Month Liquid Certificate1 $10,000 3.585% 3.65% Get Started Above rates are not available for institutional certificates.
Penalty may be imposed for early withdrawal.
1. Annual Percentage Yield is accurate as of November 1, 2026 and valid for the stated eight (8) Month Liquid Certificate. The minimum balance to open the account and earn the stated APY is $10,000. Withdrawals of the principal balance from the account are permitted at any time as long as the balance does not fall below the $10,000 minimum balance. Penalty may apply for early account closure.
2. Annual Percentage Yield is accurate as of November 1, 2026 and valid for the stated six (6) month, twelve (12) month, twenty-four (24) month. thirty-sixty (36) month term of each certificate. The minimum balance to open the accounts and earn the stated APY is $1,000. Penalty may apply for early withdrawal.
Membership is required with a one-time non-refundable $5 fee.