Earn More with a Business Certificate
If you are looking for an insured product with a higher dividend rate and with access to your funds when you need it, the business 8 month liquid certificate offers both. Enjoy access to your funds at any time while earning a competitive rate.
Business Certificate Options
Effective Date: November 1, 2026
| Business Liquid Certificate | Balance Amount | Dividend Rate* | APY** | |
|---|---|---|---|---|
| 8-Month Liquid Certificate1 | $10,000 | 3.005% | 3.05% | Get Started |
Above rates are not available for institutional certificates.
Penalty may be imposed for early withdrawal.
1. Annual Percentage Yield is accurate as of November 1, 2026 and valid for the stated eight (8) Month Liquid Certificate. The minimum balance to open the account and earn the stated APY is $10,000. Withdrawals of the principal balance from the account are permitted at any time as long as the balance does not fall below the $10,000 minimum balance. Penalty may apply for early account closure.
Membership is required with a one-time non-refundable $5 fee.