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Round Up. Give Back.

Round Up, Give Back is here!

Round up your Debit or Credit Card purchases for a chance to win prizes and automatically donate to the Meriwest Community Foundation.

Enroll Today!

Direct Deposit

Direct Deposit is also a great way to save. Simply designate a portion of your check to be deposited into your bank account, and before you know it, you've saved!

Save time and get paid faster with Direct Deposit 

The Meriwest Routing Number is: 321176833

Save time from having to go to a financial center or an ATM by having your paycheck, Social Security check, retirement, or annuity checks automatically deposited into your checking or savings account.

  • Enjoy a hassle-free way to receive payments directly into your account
  • Reduce the risk of lost or stolen paper checks
  • Get access to your funds much quicker from anywhere
Direct Deposit
 

Two Ways to Set Up Direct Deposit
 

Option 1: Set Up Direct Deposit Online in Minutes! 

You can now set up or switch your direct deposit directly inside Meriwest Digital Banking—securely and without paperwork. 

Benefits:

  • No forms or HR follow‑up
  • Secure employer connection
  • Works with thousands of employers
  • Ideal for switching jobs or updating accounts
     

Online Banking: Main Menu → Manage → My Direct Deposit

Mobile App: Select “More” (bottom of screen) → Manage → My Direct Deposit
 

Set Up in Digital Banking

Not Enrolled in Digital Banking Yet?  Sign up now!  

 


Option 2: Set Up Direct Deposit Manually

If your employer requires a paper form or does not support online setup, you can still set up direct deposit using your routing and account number.

  • Use the Direct Deposit form, simply fill in the routing number provided below and submit it to your H.R. Department.
  • If a Direct Deposit form is not available from your H.R. Department, you may download our form below to set up Direct Deposit to your Meriwest account.

  • Direct Deposit for Checking

    For Checking Accounts, you will need to use: 

    • Meriwest Routing Number (ABA #): 321176833 
    • Your Ten Digit Account Number 
    • This information is located in Online Banking. Just select the account from the Summary page and scroll all the way to the bottom where other account information is located. 
    • This information is also located at the bottom of your check as depicted below:
       
    Example Check for Direct Deposit

     

  • Direct Deposit for Savings or Loan Payments

    For Savings or Loan Accounts, you will need:

    • Meriwest Routing Number (ABA #): 321176833
       
      • Account Number by combining the following:
        • Single Digit Account Code: 1 for Savings or 2 for Loans
        • Two Digit Account Suffix
        • Ten Digit Account Number preceded by zeroes
        • For instance, if your Savings Account Number is 1234568 and your Account Suffix is 02, then you will need to use 1020001234568
        • Or if your Loan Account Number is 1234569 and your Suffix is 04, then you will need to use 2040001234569
           
    • This information is also located in Online Banking. Just select the account from the Summary page and scroll all the way to the bottom where other account information is located. 

 

Direct Deposit Form   Checking Account Options

 

Woman looking at laptop on couch

People Usually Ask:

  • How can I sign up for direct deposit?

    You can now sign up through online or mobile banking. 

    Online Banking: Main Menu → Manage → My Direct Deposit

    Mobile App: Select “More” (bottom of screen) → Manage → My Direct Deposit

    If your employer provides a Direct Deposit form, fill in the routing number provided below and submit it to your HR Department. Meriwest's Direct Deposit PDF form to set up Direct Deposit to your Meriwest account.

    The Meriwest routing number is: 321176833

    Eligible Checks for Direct Deposit

    Set up direct deposit directly into your checking or savings account for your:

    • Paycheck
    • Social Security check
    • Retirement check
    • Annuity check

    For further assistance, contact us.

  • Is there a minimum balance or deposits required for a checking account?

    To find the minimum requirements for each type of checking account, visit our Compare Checking Accounts page.

    Open a new checking account today!

    If you are already a member, log in to Online Banking to open a new checking account

  • Can I deposit coins in a branch?

    We do accept coin deposits! In fact, we have coin counting machines at many of our Meriwest Financial Centers to accommodate our members.

    To find a branch location near you, visit our locations page.

    Shared Branching

    For your convenience, we participate in shared branching with Credit Union Service Centers, a cooperative effort between credit unions nationwide to assist each other’s members. As a result, you can conduct business on your Meriwest accounts at other credit unions throughout the country as though you were at your local Meriwest branch!

    The hours of shared branch locations will vary by institution. If you are using a CO-OP Express Kiosk or ATM for the first time, you must register with us before use. To register, please call 877-MERIWEST (637-4937). Access may take up to 2 business days following registration.

  • Can I mail a check for deposit into my account?

    Yes, you can mail a check for deposit to any one of our branch locations or our general mailing address:

    P.O. Box 530953  
    San Jose, CA 95153-5353

    Please note: Be sure to include a deposit slip and write your account number on the check.

    Save the stamp and deposit your check with our Mobile Banking app.

    Easily deposit checks from anywhere with your mobile phone or tablet using the device's built-in camera.

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