Don’t Let Phishing Scams Spoil the Season
The holidays bring more shopping, deliveries and special offers, which can also mean more opportunities for phishing scams. Be cautious of unexpected emails and texts asking you to click a link, provide personal information or act urgently. When in doubt, pause and verify before you respond.
Explore These Great Offers
Before you put a bow on it
Know your budget before you shop. Get pre-approved and head to the dealership with financing in hand.
Get Pre-approved
Home Repairs Happen
Home repairs don't always wait. Explore how a Home Equity Line of Credit can help you cover the unexpected.
Home Equity Line of Credit
A Little Holiday Magic...
Earn cash back on your everyday purchases and make holiday spending more rewarding.*
*Credit Cards
Smart Recommendations, Tailored to You
Not sure where to start? Answer a few quick questions and discover banking accounts and services that fit your needs, goals, and stage of life.
Cutting-Edge Digital Banking
Everything you need to manage your money—anytime, anywhere.
- Easily manage your Meriwest and external accounts in one place
- Send and receive money with Zelle® in minutes
- Earn cash back from your favorite stores with Purchase Rewards
- Check and monitor your credit score at no cost
- Simplify business payments and invoicing with Autobooks
Our Community
Text Message and Phone Scam Alert
Meriwest members have reported receiving fraudulent calls and texts from scammers. Protect yourself by following these tips and keep your financial information safe and secure.
Meriwest Credit Union Celebrates Grand Opening of Its Milpitas Branch
We’re proud to introduce the new home of our Milpitas branch, created to help members feel supported at every step of their financial journey.
Meriwest Credit Union Named a 2026 Best Place to Work for the Seventh Consecutive Year
We’re honored to be named a 2026 Best Place To Work for the seventh year in a row. Thank you to our employees for creating a workplace rooted in collaboration, growth, and genuine care.
Using AI to Stay on Top of Your Finances
Your finances get easier when AI handles the busy work. Track, save, and stay ahead with less stress using these tips.
Financial Planning Days
Drop by your local Meriwest branch on Financial Planning Day:
Meriwest Wealth Advisors will be on site during business hours, ready to assist. View our monthly schedule.
Manage your Account ... Anytime. Anywhere.
Manage your money on the move. Check balances, transfer funds, send money and more from your mobile banking app.
Your phone is always within reach. And so are your finances. Our new mobile banking app is the perfect way to stay connected to your money at home or on the go. Get started today. It’s fast, simple and safe.
Mobile Banking Features
Our Community Commitment
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Meriwest Employee's donated a combined total of $47,836 in 2025 to support nonprofits and schools.
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Meriwest sponsored and or attended 139 Community Events in 2025, donating more than $22,000 in Scholarships to support tuition fees and books for 19 first generation college students.
Meriwest Mic'd Up!
Meriwest Community Foundation
In this podcast episode of Meriwest Mic'd Up, Helen Grays-Jones discusses how the Meriwest Community Foundation is expanding opportunities and strengthening communities through education, scholarships, and meaningful partnerships.
Financial Literacy with Zogo!
Get Rewarded for Learning
By completing quick interactive quizzes, and participating in daily trivia games through Meriwest Digital Banking, users earn virtual "pineapples" and work toward real-life rewards - like a $5 gift cards to their favorite stores! Get Started in Online or Mobile banking today!
Play Zogo Today!
Official Partner of Bay FC!
Meriwest Credit Union and Bay FC Unite to Empower Women in Sports and Strengthen Local Communities.
Meriwest Credit Union is proud to announce its exciting new partnership with the first National Women’s Soccer League (NWSL) franchise in the Bay Area, Bay FC. This collaboration marks a significant milestone for both organizations as they join hands to help empower women in sports and support our local communities.
More about our PartnershipMeriwest Merit Rewards
Go further, faster! A program of benefits that you can bank on to help you get more, and do more.
- The more you turn to Meriwest for your financial needs, the more we reward you for your business.
- Your level is determined by your qualifying products and balances.
- Just add qualifying products and grow your balances and you’ll earn more benefits.
- Merit Rewards is our way of saying thank you for entrusting us with your financial needs.
Why Bank with Meriwest?
Be a part of something better!
- Unlike large commercial banks, Meriwest focuses on promoting community well-being by offering personalized financial advice, identifying unique needs, and creating tailored solutions to help you achieve your financial goals.
- We are committed to deepening and expanding our relationships with members so that we can better serve them. As part of the Meriwest Family, your success is our success.
- Unlike banks, profits made by Credit Union's like Meriwest are returned back to their members in the form of reduced fees, higher savings rates and lower loan rates.
- Meriwest Board Members are volunteers elected by their peers. Each member — regardless of how much he or she has on deposit — has an equal voice in elections. Meriwest is a democracy in action!
What Our Members Are Saying
Join Our Family!
Membership is required for Meriwest products and services. You are eligible to join Meriwest Credit Union if any of the following applies:
- You live, work, worship, or attend school in Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara counties of Northern California, and Pima county of Arizona.
- You are an employee of a participating Meriwest Credit Union member company.
- You are a relative of or reside with a current member of Meriwest Credit Union.
- If you don’t meet any of the requirements above but live in California or Arizona, you can still join Meriwest with a complimentary membership in the Financial Fitness Association. Call 1-877-637-4937 to learn more.
People Usually Ask:
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What is your routing/ABA number?
Meriwest Credit Union’s ABA number, also called a Routing Number, is 321176833.
A routing number is a nine-digit number that usually precedes the account number found at the bottom left portion of checks.
Financial institutions use routing numbers to process payments electronically. Some examples of electronic payments that Meriwest Credit Union provides are bill pay, wire transfers, checking transactions (sometimes called electronic checks), and direct deposits.
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How can I get my checking account number?
The best way to access your account number is through Online or Mobile Banking. Simply log in to Online Banking and click the account of your choice. The full account number will be visible.
If you are not signed up for Online Banking, visit your local branch along with a valid photo ID to receive your account number.
Not signed up? Get started with Online Banking for easy access to your accounts anytime, anywhere!
With Online Banking, you can view your account history, make online transfers, access Bill Pay & eStatements...and more! All from the comfort of your own home.
To learn more about the convenience of banking online, please refer to our Online Banking page or enroll today!
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What kinds of savings account do you have?
We offer many savings account options. Choose an option below to explore the accounts in each category:
- You Name It Savings
- Retirement Accounts
- Money Market Accounts
- Certificate Accounts
- Business Savings Accounts
- New Member Premier Savings Promotion: a great account with the kind of yield that usually requires large sums of money committed for several years. Available only to new members during the first thirty (30) days from the date of opening a membership account.
Check out our current Savings Rates.
Unlock the benefits of banking with Meriwest Credit Union
Learn more about our Member Benefits or fill out our Online Membership Application to join us today.
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What are the current certificate rates?
Visit our Rates page for the current certificate rate and term information.
Earn more for your money with a Certificate Account
If you're looking for an insured product with a guaranteed higher annual dividend rate and you can keep your funds in an account for a longer-term, certificate accounts at Meriwest are the right solutions for you.
Visit our Certificate Accounts page to learn more or apply today.
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What are your locations?
Meriwest Credit Union offers members branches and ATM locations in California. Meriwest Branch Locations can be found in the following cities and towns:
To find the closest branch location near you, visit our locations page.