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Round Up. Give Back.

Round Up, Give Back is here!

Round up your Debit or Credit Card purchases for a chance to win prizes and automatically donate to the Meriwest Community Foundation.

Enroll Today!

SMART Start Account

Give your 9 to 17-year-old a SMART Start on managing their money.
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SMART Start Account

Give your 9 to 17-year-old a SMART Start on managing their money. This debit-card-based account is designed to help youth manage their money while learning financial responsibility.

Get Started

 

  • Learn-and-earn rewards with the Zogo financial education tool1
    Hundreds of online financial education modules where accountholders earn points towards an array of gift card options
  • Parental controls for security and peace-of-mind
    Parents have access and control, and can easily monitor and add funds to the account
  • The cutting-edge digital banking young people demand
    It’s an account for the way they live, with remote deposit, quick balance, card controls, and more. Now with Direct Deposit Early Access!2

 

Smart Start Debit Card Design


 

Parent, guardian, or individual over the age of 18 must be a joint owner on the account. By opening the account, adult joint owner consents to the collection and use of minor’s information to open and maintain the account and to support any account services.

1 To comply with COOPA regulations Zogo is currently only available to ages 13 and above.

2 Eligible direct deposits via ACH may be made available up to two (2) days before the scheduled deposit date. Consumer accounts only. Early access is not guaranteed, may vary from deposit to deposit, depends on receipt of payor’s instructions, are subject to limitations for fraud prevention, and may be changed or cancelled at any time without notice. Ineligible deposits, such as payment transfers, check/mobile deposits, etc., will be available per our Funds Availability Policy.

Membership is required with a one-time non-refundable $5 fee.

 

Additional Checking Accounts

Smart Rewards Checking

Smart Rewards Checking

The Checking Account that pay! Easy access to your money ... and a great rate!

Learn More
Easy Checking

Easy Checking

Recommended for anyone who wants a traditional free checking account with no cost features.

Learn More
  • "Working great. Love the convenience of easy checking and the great customer service!"
    -Esther W
  • "It has a really good checking interest rates"
    -Vanessa C.
  • "Great interest rates with no checking fees!"
    - Raquel S.

Join Our Family!

Membership is required for Meriwest products and services. You are eligible to join Meriwest Credit Union if any of the following applies:

  • You live, work, worship, or attend school in Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara counties of Northern California, and Pima county of Arizona.
  • You are an employee of a participating Meriwest Credit Union member company.
  • You are a relative of or reside with a current member of Meriwest Credit Union.
  • If you don’t meet any of the requirements above but live in California or Arizona, you can still join Meriwest with a complimentary membership in the Financial Fitness Association. Call 1-877-637-4937 to learn more.

Join Meriwest Today!  Visit A Branch

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People Usually Ask:

  • How can I get my checking account number?

    The best way to access your account number is through Online or Mobile Banking. Simply log in to Online Banking and click the account of your choice. The full account number will be visible.

    If you are not signed up for Online Banking, visit your local branch along with a valid photo ID to receive your account number.

    Not signed up? Get started with Online Banking for easy access to your accounts anytime, anywhere!

    With Online Banking, you can view your account history, make online transfers, access Bill Pay & eStatements...and more! All from the comfort of your own home.

    To learn more about the convenience of banking online, please refer to our Online Banking page or enroll today!

  • What is a post-dated check?

    A postdated check is a check written for a future date. A postdated check cannot be deposited until the date on the check.

    No need to stop by the branch. Deposit your checks at your convenience with Mobile Deposit!

    Easily deposit checks from anywhere with your mobile phone or tablet using the device's built-in camera

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    Learn more about the convenient features of Mobile Banking.

  • How much does it cost for a check/draft stop payment?

    The stop payment fee is $20.00.

    You can contact us at 1-877-Meriwest, visit one of our Meriwest Financial Centers or use Meriwest Online Banking to place a stop payment on a check.

  • How do I open a new account?

    If you are an existing member, you can open additional accounts through Online Banking. Log in to your Online Membership Application. Online Banking account and select 'Open New Account'. Select 'Checking, Savings, MM or Certificate'. From here, you will be presented with a list of current products that are offered by Meriwest. If you are not a member yet, you can open a new account and apply for membership through our Online Membership Application.

  • How do I order a new debit card?

    Contact us at 1-877-MERIWEST or (408) 363-3200 or visit one of our branch locations to order a new debit card.

     

  • Can I use digital wallet options with my Meriwest debit card?

    Yes! You can use your Meriwest Mastercard® Debit card to pay at millions of store locations that accept mobile payments, plus in apps and online. Get started today by clicking on the icons below.

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