Get Started with Skip-a-Pay
Now you can conveniently skip a payment directly from Online Banking or the Mobile App
Skip-a-Pay is a great way to do more with one less loan payment! You can skip a payment for your Auto, Personal, and certain other types of loans. — and simply pay a standard $35 processing fee (per loan).*
You can skip a payment on any of the following products:
- Auto Loans
- Boat Loans
- RV Loans
- Personal Loans
- Share Pledge Loans
- Money Manager Loans
Not a member yet? Join Our Family
To get started call 877-637-4937 or simply log into Online Banking, select the loan you want to skip and complete the process online.
*A standard $35 processing fee per loan applies. Only two Skip-a-Pays per loan in a calendar year. Cannot be combined with any other offer. Skip-a-Pay does not apply to first mortgages, home equity loans or lines of credit. Finance charges will continue to accrue on your loan account(s) during the month you skip your payment. This service fee has the equivalent effect of changing your Annual Percentage Rate for the month of the skipped payment only. Your regularly scheduled payment will resume the month after your skipped payment. Membership must be in good standing. All loans must be current in order to be eligible for skipping a payment. Loan must be at least six (6) months old and have been in good standing for the previous six (6) months. You must meet all Meriwest qualifications. Other restrictions may apply.
Join Our Family!
Membership is required for Meriwest products and services. You are eligible to join Meriwest Credit Union if any of the following applies:
- You live, work, worship, or attend school in Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara counties of Northern California, and Pima county of Arizona.
- You are an employee of a participating Meriwest Credit Union member company.
- You are a relative of or reside with a current member of Meriwest Credit Union.
- If you don’t meet any of the requirements above but live in California or Arizona, you can still join Meriwest with a complimentary membership in the Financial Fitness Association. Call 1-877-637-4937 to learn more.