Mechanical Repair Coverage
- Mechanical Repair Coverage (MRC) protects new and eligible used vehicles from costly vehicle repairs—even after the manufacturer’s warranty expires.
- Rental reimbursement: up to $35 per day for 5 days(or 10 days for a parts delay) from day one.
- 24-hour emergency roadside assistance: up to $100 per occurrence. Includes towing, battery jump start, fluid delivery, flat tire assistance and lock-out service.
- Travel expense reimbursement: up to $500 for lodging, food and rental expense when a covered breakdown or collision occurs more than 100 miles from home.
Important Facts
- Good at any authorized repair facility in the U.S. or Canada
- No out of pocket expense (except for any deductible)–the covered repair is paid directly by the plan.
- Transferable: if you sell your vehicle privately, the coverage can be transferred, adding resale value and appeal.
- Cancelable: receive a full refund within the first 60* days or a pro-rated refund thereafter less a nominal administrative fee.
Things to Consider
- Lock-in repair costs: Mechanical Repair Coverage (MRC) helps you to limit your cost of unexpected covered breakdowns to the MRC price, plus any applicable deductible.
- Helps provide peace of mind: even if your vehicle does not have a covered breakdown during the MRC’s term, the purchase of MRC was still a wise decision.
- Reduce risk: remember, unexpected breakdowns can negatively impact your family’s budget and credit rating. MRC can help eliminate this risk.
For more information or to take advantage of this service, call us at 877-MERIWEST (877-637-4937).
MECHANICAL REPAIR COVERAGE BROCHURE
*See Vehicle Service Contract/Insurance Policy for any state variations.
Frequently Asked Questions
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How long will it take to receive a vehicle title when I pay off my auto loan?
Depending on what type of payment is used to pay off the auto loan will determine how long it will take for you to receive the vehicle title.
- If the loan is paid off with guaranteed funds (cashier’s check or cash), then the lien release documentation will be sent to DMV within 10 business days.
- If the loan is paid off with a personal check, then we will have to wait 10 business days for the check to process before sending the lien release paperwork to the DMV.
If you have any questions please contact us at 1-877-Meriwest or 1-(877)-637-4937.
-
How do I apply to refinance my auto loan?
You can fill out our Online Auto Loan Application today and get a loan decision in 60 seconds - it's that easy. Our Financial Services Representative can help you facilitate this simple process.
Meriwest offers the convenient, flexible, and easy solutions that you're looking for when purchasing a new or used car. You don't have to settle anymore - our low-interest auto loans will help you purchase a car that reflects who you really are. After all, a loan approved is a life improved.
- Flexible payment periods to suit your financial needs with terms from 24 to 96 months
- Competitive Auto Loan Rates
- Decisions on your auto loan applications made in less than 24 hours
Get the protection you need for your vehicle
Automobile Insurance from Meriwest offers competitive pricing and the most comprehensive coverage possible. You can even customize a protection plan that fits your needs and budget.
-
How do I apply to refinance my auto loan?
You can fill out our Online Auto Loan Application today and get a loan decision in 60 seconds - it's that easy. Our Financial Services Representative can help you facilitate this simple process.
Meriwest offers the convenient, flexible, and easy solutions that you're looking for when purchasing a new or used car. You don't have to settle anymore - our low-interest auto loans will help you purchase a car that reflects who you really are. After all, a loan approved is a life improved.
- Flexible payment periods to suit your financial needs with terms from 24 to 96 months
- Competitive Auto Loan Rates
- Decisions on your auto loan applications made in less than 24 hours
Get the protection you need for your vehicle
Automobile Insurance from Meriwest offers competitive pricing and the most comprehensive coverage possible. You can even customize a protection plan that fits your needs and budget.
-
What are the current auto loan rates?
Meriwest Credit Union's current auto loan rates are always online. We offer great rates and flexible terms on our auto loans.
Visit our Rates page.
Drive it away, the Meriwest way:
Meriwest offers the convenient, flexible and easy solutions that you're looking for when purchasing a new or used car. You don't have to settle anymore - our low-interest auto loans will help you purchase a car that reflects who you really are. After all, a loan approved is a life improved.
- Flexible payment periods to suit your financial needs with terms from 24 to 96 months
- Competitive Auto Loan Rates
- Decisions on your auto loan applications made in less than 24 hours