Open the Door to the Past. Drive Into the Future.
Get Behind the Wheel of a Classic—No Auto Loan Payments for 90 Days1
Fuel Your Passion. Finance Your Drive.
- Competitive Rates: Starting at 6.99% APR*
- Finance up to: $100,000
- Flexible Terms: up to 84 Months
Your classic car journey starts here. Apply today and hit the road in style!
Are you already a Meriwest Member?
1: Effective Date: November 10, 2025. The 90-day No Payment Vehicle Loan Promotion is available for all vehicle loans to new or existing members who open and fund a direct auto loan at all Meriwest branch locations. This is a limited time offer and may be changed or terminated without prior notice.
Qualified members may defer payments for the first 90 days. During this period:
· No payments are required for the first three months.
· The fourth month’s payment will include the accrued interest from the first three months.
Important Exclusions: Refinances of existing Meriwest vehicle loans are not eligible for the 90-day no payment offer.
*APR is Annual Percentage Rate. Rates may vary with amount financed, term and your credit history. For example, monthly payment of $495.09 based on a $30,000 loan amount for 84 months at 6.99% APR. The Classic Car Loan Program is available to new or existing members who open and fund a Classic Car Loan directly with Meriwest Credit Union. Eligible vehicles must be manufactured between 1950 and 1975, be in good to excellent condition, have a clean title, and be in running condition. Restoration documentation may be required.
Loan amounts range from $15,000 to $100,000, with interest rates between 6.99% and 14.49% APR, and financing available up to 85% of the appraised value. Flexible loan terms are available, including up to 84 months for vehicles priced at $30,000 or more. There is no prepayment penalty. Appraisals must be conducted using Black Book Valuation or by an independent certified appraiser or classic car specialist. Full coverage insurance is required for all financed vehicles.
Membership requires a one-time non-refundable $5 fee. Offer of credit is subject to credit approval.
Classic Car Financing That Goes the Distance
- Local Expertise, Tailored Solutions
Whether you're restoring a vintage beauty or cruising in a muscle car masterpiece, Meriwest Credit Union makes it easy to bring your dream ride home. - Eligible Vehicles
Vehicles must be manufactured between 1950 and 1975, in good to excellent condition, and ready to hit the road. Appraisals are conducted using Black Book Valuation or certified specialists, and full coverage insurance is required. - Competitive Rates & Flexible Terms
With loan amounts from $15,000 to $100,000, competitive APR rates from 6.99% to 14.49%, and flexible terms up to 84 months, you can finance your classic with confidence.
People Usually Ask
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What is Meriwest Muscle Car Financing?
Meriwest Muscle Car is a classic car loan designed for enthusiasts who want to purchase vintage cars, muscle cars, or collector vehicles. With flexible terms and competitive rates, it’s the perfect way to finance your dream ride.
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How much can I finance for a classic car?
You can finance up to $100,000 through our Meriwest Muscle, depending on your credit profile and the appraised value of the vehicle.
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What are the loan terms for Meriwest Muscle financing?
We offer flexible auto loan terms up to 84 months (7 years), making it easier to manage monthly payments while enjoying your classic car.
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What types of vehicles qualify for Meriwest Muscle Car Financing?
Eligible vehicles must be manufactured between 1950 and 1975, in good to excellent condition, and ready to hit the road.
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Why Choose Meriwest for Classic Car Financing?
- Quick Loan Decisions: Most applications are reviewed and approved within 24 hours.
- Flexible Loan Terms: Choose repayment options ranging from 24 to 96 months.
- Stress-Free Car Buying: Enjoy a streamlined experience with Autoland’s car buying service.
- Classic Car Financing Available: Apply today and get pre-qualified for financing on vintage and collector vehicles.
Join Our Family!
Membership is required for Meriwest products and services. You are eligible to join Meriwest Credit Union if any of the following applies:
- You live, work, worship, or attend school in Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara counties of Northern California, and Pima county of Arizona.
- You are an employee of a participating Meriwest Credit Union member company.
- You are a relative of or reside with a current member of Meriwest Credit Union.
- If you don’t meet any of the requirements above but live in California or Arizona, you can still join Meriwest with a complimentary membership in the Financial Fitness Association. Call 1-877-637-4937 to learn more.
