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Round Up, Give Back is here!

Round up your Debit or Credit Card purchases for a chance to win prizes and automatically donate to the Meriwest Community Foundation.

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RV and Boat Loan Rates

Explore our unbeatable loan rates for both RV and boat purchases, making your entertainment and leisure dreams more affordable than ever.
 

Drive it away, the Meriwest way!

Consumer RV/Boat Loans  | Effective Date: November 1, 2026

Terms for Fixed RV/Boat Loans New RV/Boat Loans (APR* as low as)Used RV/Boat Loans (APR* as low as)
12 - 48 Months7.99%***8.14%***
49 - 72 Months**8.04%***8.29%***
73 - 84 Months**8.19%***8.39%***
97 - 144 Months**8.44%***8.64%***
145 - 180 Months**8.59%***8.79%***
181 - 240 Months**8.79%***9.09%***

Apply Now      Motorcycle Loan Rates        Auto Loan Rates      All Loan Rates

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Fee Schedule

Minimum Loan Amount: $5,000.

* APR = Annual Percentage Rate

** 72 month financing available for loans exceeding $10,000. 96 month financing available for loans exceeding $15,000. 144 month financing available for loans exceeding $30,000. 180 month financing available for loans exceeding $60,000. 240 month financing available for loans exceeding $100,000. Payment Example: Monthly payment of $557.05 based on a $50,000 loan amount (as of November 1, 2026) for 144 months at 8.440% APR.

*** Rates applicable to franchise dealer purchases only! Rates, terms and conditions of loan will be based on individual credit worthiness. No further rate discounts apply. Current rates reflect promotional rate.

 
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Join Our Family!

Membership is required for Meriwest products and services. You are eligible to join Meriwest Credit Union if any of the following applies:

  • You live, work, worship, or attend school in Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara counties of Northern California, and Pima county of Arizona.
  • You are an employee of a participating Meriwest Credit Union member company.
  • You are a relative of or reside with a current member of Meriwest Credit Union.
  • If you don’t meet any of the requirements above but live in California or Arizona, you can still join Meriwest with a complimentary membership in the Financial Fitness Association. Call 1-877-637-4937 to learn more.

Join Meriwest Today!  Visit A Branch

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People Usually Ask:

  • What are the current auto loan rates?

    Meriwest Credit Union's current auto loan rates are always online. We offer great rates and flexible terms on our auto loans.

    Visit our Rates page.

    Drive it away, the Meriwest way:

    Meriwest offers the convenient, flexible and easy solutions that you're looking for when purchasing a new or used car. You don't have to settle anymore - our low-interest auto loans will help you purchase a car that reflects who you really are. After all, a loan approved is a life improved.

    • Flexible payment periods to suit your financial needs with terms from 24 to 96 months
    • Competitive Auto Loan Rates
    • Decisions on your auto loan applications made in less than 24 hours
  • How do I apply to refinance my auto loan?

    You can fill out our Online Auto Loan Application today and get a loan decision in 60 seconds - it's that easy. Our Financial Services Representative can help you facilitate this simple process.

    Meriwest offers the convenient, flexible, and easy solutions that you're looking for when purchasing a new or used car. You don't have to settle anymore - our low-interest auto loans will help you purchase a car that reflects who you really are. After all, a loan approved is a life improved.

    • Flexible payment periods to suit your financial needs with terms from 24 to 96 months
    • Competitive Auto Loan Rates
    • Decisions on your auto loan applications made in less than 24 hours

    Get the protection you need for your vehicle

    Automobile Insurance from Meriwest offers competitive pricing and the most comprehensive coverage possible. You can even customize a protection plan that fits your needs and budget.

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