Use the Funds for Any Purpose!
Whatever your needs, using the value of your home with a Home Equity Loan from Meriwest Credit Union could be the solution. It's sensible and affordable. You decide how much to borrow, based on the equity built up in your home.
Get the borrowing power you need for:
- Home repairs
- Special projects
- Tuition costs
- Consolidating higher-interest debt
- Or to simply pay off a few bills.
Call 877-MERIWEST (877-637-4937), visit any convenient Meriwest Financial Center, or apply online below to lock-in your low rate!
Now offering a special intro rate on our Home Equity line of Credit! Learn More
Your actual rate, payment, and costs could be higher. Get an official Estimate before choosing a loan. Loan and Interest calculators are for estimation purposes only.
* Please consult with your tax advisor on possible benefits. Offer of credit is subject to credit approval.
Meriwest home equity loans and lines of credit are offered only in the states of California, Arizona, Washington, Oregon and Nevada. Certain restrictions apply. Secured by first or second deed of trust. Collateral property cannot exceed one acre. Property insurance is required.
Membership requires a one-time non-refundable $5 fee.
Join Our Family!
Membership is required for Meriwest products and services. You are eligible to join Meriwest Credit Union if any of the following applies:
- You live, work, worship, or attend school in Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara counties of Northern California, and Pima county of Arizona.
- You are an employee of a participating Meriwest Credit Union member company.
- You are a relative of or reside with a current member of Meriwest Credit Union.
- If you don’t meet any of the requirements above but live in California or Arizona, you can still join Meriwest with a complimentary membership in the Financial Fitness Association. Call 1-877-637-4937 to learn more.
People Usually Ask:
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How do I apply to refinance my home equity loan?
To apply, click here to fill out our online application. For further assistance, contact us today.
To learn more about home equity, visit our Home Equity Lines of Credit page.
Experiencing loan hardship?
Meriwest Credit Union's Hardship Assistance Team ("HAT") is available to provide assistance to members who are experiencing financial difficulty with their Meriwest consumer and real estate loans and wish to avoid foreclosure. We will make every effort to assist you with your loan and avoid foreclosure, including arranging a loan modification.
Visit our Loan Hardship Assistance page to get started today.
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Do you offer construction loans?
We do not offer construction loans at this time.
Looking to buy a home? Consider a Meriwest Mortgage!
Buying or refinancing a home can be a complicated and intimidating process; let us walk you through it! We offer First-time Buyer Programs to support you through the process.
View our current mortgage rates and get started from our Mortgage Center now.
For professional assistance, get in touch with our all-star team of Mortgage consultants.
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What do you mean by risk-based lending?
With risk-based lending, your credit profile or score will be a factor in the loan interest rate. The better your credit score the better your interest rate.
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How can I qualify for a loan?
Loan qualifications differ depending on which loan you are applying for. The best way to know if you qualify is to apply!
There is no cost to apply, and our Financial Service Representatives will work with you and discuss your options.
