Introducing MyLineSM
For Your Meriwest Checking Account
Say goodbye to overdraft charges and hello to a new way of covering extra expenses with MyLine!
- Line of credit ranges from $100 to $2,500*
- Avoid overdraft charges
- Pay unexpected expenses
- Pay for any need
- View current rates
Click the "Apply Now" button and select Line of Credit option to get started.
Apply NowTop Advantages of MyLineSM
Experience local decision-making, a quick closing process, and reliable service when you bank with Meriwest.
- No collateral needed
- Automatically linked to your checking account for flexible overdraft protection
- Lower rates compared to most credit cards
- No penalty for early repayment
*The maximum approved loan amount is $2,500. You are required to have a linked Meriwest checking account and establish automatic payments from that linked checking account. Variable rate loan is subject to credit approval.
Membership requires a one-time non-refundable $5 fee.
Join Our Family!
Membership is required for Meriwest products and services. You are eligible to join Meriwest Credit Union if any of the following applies:
- You live, work, worship, or attend school in Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara counties of Northern California, and Pima county of Arizona.
- You are an employee of a participating Meriwest Credit Union member company.
- You are a relative of or reside with a current member of Meriwest Credit Union.
- If you don’t meet any of the requirements above but live in California or Arizona, you can still join Meriwest with a complimentary membership in the Financial Fitness Association. Call 1-877-637-4937 to learn more.
People Usually Ask:
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Will the MyLine accounts be credit reported?
Yes, the MyLine account is a loan account and will be treated like other loan accounts. At the end of each month a credit reporting file is sent to all three bureaus.
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Do MyLine accounts require automatic payment setup?
Yes, it is required from the linked checking account to be equal to the amount due.
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What is the Due Date for the MyLine Overdraft?
All MyLine Overdraft LOCs are due on the 28th of each month and may not be changed.
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Can MyLine be used for overdraft from a savings or money Market?
To qualify for a MyLine account the borrower must have a checking account. MyLine can also be linked to a money market account but may NOT be linked to a savings account.
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Can checks be ordered for MyLine accounts?
No, MyLine is designed to be used primarily for an overdraft line of credit from a checking account.