Our New Milpitas Branch — Now Open!
We are offically opened for business! Proudly serving one of the Bay Area's most diverse and vibrant communities. Our new branch is designed to support your financial journey—wherever you're starting from.
- Local Advice-Based Service
- Checking & Savings
- Lending
- Financial Planning
- Insurance Services
- Business Services
Branch Location:
523 E. Calaveras Boulevard, Milpitas, CA 95035
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*Meriwest Wealth Advisors is a marketing name of Cetera Investment Services.Securities and insurance offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC. Cetera firms are under separate ownership from any other named entity. Investments are: Not FDIC/NCUSIF insured | May lose value | Not financial institution guaranteed | Not a deposit | Not insured by any federal government agency. Cetera Investment Services FINRA registered branch address: 5615 Chesbro Avenue, San Jose, CA 95123.
1: The New Branch Checking Offer (the Bonus) is available from 6/24/26 to 8/15/26, to new and existing members, 18 years of age or older. Earn a $250 Bonus for opening a new checking account and establishing a minimum direct deposit of $1,000/month for three (3) consecutive months, within the first four (4) months of account opening. Bonus will be deposited to account within ten (10) days of completing requirements. Earn up to an additional $100 in the form of 10% cashback on point-of-sale (POS) debit card transactions completed within the first three (3) months of account opening (ATM transactions do not qualify). Cash back will be credited by the end of the day when a purchase posts to the account, up to a maximum of $100. Member must be in good standing to receive any bonus(es). The minimum balance to open a For all offer details and for more information visit meriwest.com/Milpitas Checking Account is $20. We offer checking accounts with and without annual percentage yield. For example, as of 6/24/26, the Smart Rewards Checking account offers 2.00% APY on average daily balances of $100 - $15,000 and 0.10% APY on balances over $15,000 if the following monthly criteria are met: 10+ Point of Sale (POS) debit card transactions of at least $5, or at least $500 in total posted and cleared debit card and/or POS transactions, Direct Deposit of at least $1,000 minimum per month via ACH, and e-statements. Variable rate account; Rate may change after account opening and fees may reduce earnings. Consumer accounts only. Limit one (1) bonus per member. Bonus is subject to tax reporting. Offer valid at Milpitas branch only.
2. Annual Percentage Yield is accurate as of 6/24/26 and valid for a twelve (12) month term of the certificate. The minimum and maximum balance to open the account and earn the stated APY is $1,000. Offer available to new or existing members at the Milpitas Branch and funds must originate from an external source. Limit one certificate per member. Penalty may apply for early withdrawal. The promotional APY is available for Consumer Accounts only, excluding IRAs. Certain restrictions apply. Contact the Credit Union for complete details and terms applicable. Limited time offer may be withdrawn or modified at any time without notice.
3. Offer valid 6/24/26 through 8/15/26. To qualify, the member must schedule and complete a one-on-one appointment with a Meriwest Credit Union Relationship Manager or Meriwest Wealth Advisor during the promotional period. Appointment must be conducted in person at the Milpitas Branch or via phone and must be concluded within the promotional period. Limit one $25 Visa gift card per member or business. Gift card has no cash value and may not be substituted.
4. $500 Small Business Loan Application Fee Credit Offer valid 6/24/26 through 8/15/26. The $500 credit applies only to Meriwest Credit Union’s small business loan application fee and has no cash value. No minimum loan amount required. Offer applies to all eligible business loan products except the Express Business Line of Credit. Offer applies only to business loan applications submitted through the Milpitas Branch, either in person or via phone appointment. Limit one offer per business. All loans are subject to credit approval. Additional terms and conditions may apply. Meriwest Credit Union reserves the right to modify or discontinue this offer at any time.
Membership required with a one-time non-refundable $5 fee. Federally Insured by NCUA.
People Usually Ask:
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Who owns a Credit Union?
A Credit Union is a not-for-profit, member-owned and member-operated financial cooperative. We offer members comprehensive financial services at very competitive rates and terms. And, we do it with the personal attention our members deserve.
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Can I use Meriwest Credit Union as a shared branch?
Many of our Meriwest Financial Centers accept share branch transactions. Services available through shared branching include but are not limited to:
- Account inquiries
- Deposits
- Withdrawals
- Transfers
- Loan payments
- Statements, etc.
Use our Locator Tool to view a listing of Shared Branches near you.
Please note that Shared Branch locations are periodically updated by CU Service Center®. Please call to confirm location participation and hours.
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Can anyone join the credit union?
Membership in Meriwest Credit Union is open to all individuals who:
- Live, regularly work, currently attend school, or regularly worship in Santa Clara, Alameda, Contra Costa, San Mateo, or San Francisco, California counties, or Pima County, Arizona; or
- Are employed by public or private technology-based entities, as defined in the Meriwest Credit Union Bylaws, with a location in California or Arizona; or
- Are active or retired employees of International Business Machines Corporation ("IBM") and partially or wholly owned subsidiaries who live within our geographic field of membership; or
- Are employees of or individuals receiving a pension, retirement, or annuity from affiliated companies or Select Employer Groups ("SEG") as approved by the Credit Union's Board of Directors; or
- Are an immediate family member (spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, first or second cousin, stepparent, stepchild, step-sibling, parent-in-law, sibling-in-law or any adopted relationship) of a qualified Meriwest Credit Union member (living or deceased); or
- Are a family member, domestic partner, or unrelated person sharing the same household of a qualified Meriwest Credit Union member.
Unlock the benefits of banking with Meriwest Credit Union. Join us today!
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How are Credit Unions insured?
Credit unions are federally insured by the National Credit Union Administration (NCUA). Member savings at Meriwest are insured up to $250,000 by the National Credit Union Share Insurance Funds (NCUSIF).
The fund is backed by the full faith and credit of the U.S. government. No taxpayer funds are used to support the NCUA or the NCUSIF.
Not a member?Meriwest Credit Union is a full-service, not-for-profit, member-owned financial organization with no fee debit cards, highly competitive loan, savings, and checking programs, and convenient 24-hour access to your accounts online and with mobile!
Join us today!