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ATM Debit Cards

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Meriwest Debit Cards

The Meriwest Mastercard® Debit card gives you free, no-monthly-fee debit card access your Meriwest Checking Account so there are there’s never a worry about finance charges or monthly payments. Your Meriwest Debit card works anywhere Mastercard is accepted and the embedded microchip adds security and peace of mind. With Meriwest online banking and our mobile app you can keep track of you transactions with alerts, quick-balance, and more. You can even freeze your card should it become lost or misplaced.

In addition to purchases at merchants everywhere that accept Mastercard, you can get cash at a nationwide network of Shared Branches and over 30,000 surcharge free ATMs belonging to the CO-OP Network (other fees may apply).

You now can select from 3 new Debit Card Designs when opening a checking account:

Matrix Debit Card
Valley Debit Card
Cityscape Debit card



Your Meriwest Debit card comes with a host of enhanced Mastercard benefits:

  • Consumer Mastercard Debit Card Features

    Improving Security with Chip Technology

    Chip Technology
    Improves the global usability and security of your card as more merchants at home and abroad switch to advanced chip card terminals.

    24 hour customer support

    Mastercard Global Service™
    Provides 24 hour a day, seven day a week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs.1

    Agent to assist with flights

    Mastercard Airport Concierge™
    Provides a Meet and Greet agent to assist with flight connections plus, at select airports, expedited security/immigration processing.

    Warranty for peace of mind

    Extended Warranty
    Doubles most manufacturer or U.S. store brand warranties for up to one additional year.1

    Satisfaction Guarantee up to $250 refund

    Satisfaction Guarantee
    Can provide a refund of up to $250 if you are dissatisfied with a purchase and the merchant will not accept a return within 60 days of the purchase date.1

    Unique Access

    Mastercard Priceless® Cities
    Offers unique access and special experiences so you can enjoy more of the cities you love.

    Identity Theft Services

    Enhanced Identity Theft Resolution Services
    Assists you with credit bureau notification and Meriwest Debit card replacement and provides you with an ID Theft Affidavit should you become the victim of Identity Theft.1

    you won’t be held liable

    Zero Liability
    In the event that your card is used to make unauthorized purchases—whether made in a store, by phone, or online—you won’t be held liable.2

  • Business Mastercard Debit Card Features

    For Business MasterCard Debit Card Features, click here.

  • Guide to Benefits (PDF)

ATM, Debit and Flow Card Services Contact Information

  • Fraud Center (Customer Callback):
  • 24-hour card activation:  
    Outside the U.S. (collect) 206-624-7998
  • 24-hour lost or stolen card reporting:
  • 24-hour Member PIN change:
    Outside the U.S. (collect) 206-624-7998
  • 24-hour Transaction Assistance:
  • Travel Notification:
    If you are planning on traveling out of state or out of the country, be sure to notify Meriwest Credit Union at least 3 days prior to your travel date to protect your security and ensure no interruption of service or access to your account. Travel notes can be placed online with the Meriwest Mobile app/online banking or during business hours by calling 1-877-637-4937 and by visiting a Meriwest Financial Center.

Use you card at any Meriwest ATM or ATMs displaying the STAR®, CO-OP®, or Mastercard® symbol. Also, you can use it at any domestic Mastercard ATM without incurring cash advance fees, because the money you receive will come directly from your checking account instead of a Mastercard line of credit. Foreign ATM or transaction fees may apply.

Frequently Asked Questions

You can withdraw up to $500.00 cash daily, however, higher limits may apply based on account relationship.

Our Mobile App allows you to freeze (disable) and unfreeze cards, as necessary. You can also immediately and permanently cancel a lost or stolen card. Simply search "Meriwest" in the Apple App Store or Google Play Store to get started.

Visit our Mobile Banking page to learn more.

Contact us at 1-877-MERIWEST or (408) 363-3200 or visit one of our branch locations to order a new debit card. 

Yes, you can make deposits at our surcharge-free ATMs. You have access to over 30,000 surcharge-free* ATMs belonging to the CO-OP, Star, and Plus Network. Just follow the on-screen directions at the ATM for depositing checks or cash. No envelope is required. 

*Note: Other fees may apply. For additional information on debit card foreign transaction fees, please see our Customer Fee Schedule and our Business Banking Fee Schedule.

Deposit checks instantly to your account with Mobile Deposit

Mobile Deposit allows you to easily deposit checks from anywhere with your mobile phone or tablet using the device's built-in camera, all without needing to visit an ATM or branch.

Learn more about the convenient features of Mobile Banking.

Can I use digital wallet options with my Meriwest debit card?

Yes! You can use your Meriwest Mastercard® Debit card to pay at millions of store locations that accept mobile payments, plus in apps and online. Get started today by clicking on the icons below.

Visit our Digital Wallet page for more information.

Control your debit card through your mobile devices

Our Mobile App allows you to freeze (disable) and unfreeze cards, as necessary. You can also immediately and permanently cancel a lost or stolen card. Simply search "Meriwest" in the Apple App Store or Google Play Store to get started.

Visit our Mobile Banking page to learn more.

The best way to access your account number is through Online or Mobile Banking. Simply log in to Online Banking and click the account of your choice. The full account number will be visible.

If you are not signed up for Online Banking, visit your local branch along with a valid photo ID to receive your account number.

Not signed up? Get started with Online Banking for easy access to your accounts anytime, anywhere!

With Online Banking, you can view your account history, make online transfers, access Bill Pay & eStatements...and more! All from the comfort of your own home.

To learn more about the convenience of banking online, please refer to our Online Banking page or enroll today!

To find the minimum requirements for each type of checking account, visit our Compare Checking Accounts page.

Open a new checking account today!

If you are already a member, log in to Online Banking to open a new checking account.

If you're not a member, learn more about our Member Benefits and complete our Online Membership Application to join us today.

We do accept coin deposits! In fact, we have coin counting machines at many of our Meriwest Financial Centers to accommodate our members. 

To find a branch location near you, visit our locations page.

Shared Branching

For your convenience, we participate in shared branching with Credit Union Service Centers, a cooperative effort between credit unions nationwide to assist each other’s members. As a result, you can conduct business on your Meriwest accounts at other credit unions throughout the country as though you were at your local Meriwest branch!

The hours of shared branch locations will vary by institution. If you are using a CO-OP Express Kiosk or ATM for the first time, you must register with us before use. To register, please call 877-MERIWEST (637-4937). Access may take up to 2 business days following registration.

To find a shared branch near you, use the convenient Credit Union Financial Center locator tool.

If you write a check and do not have enough money in your account by the time the check clears, the check will be returned to the payee (i.e. “bounce”). We will access a Non-Sufficient Funds (NSF) fee in these instances.

All fees are subject to change. Find a list of current fees and service charges on the fee schedule

Preventing Excessive Overdraft Charges

With Courtesy Pay, Meriwest is covering your purchases when you have insufficient funds in your account. This service is designed for when you might make an honest mistake in your check register, have unplanned expenses, or run short on cash unexpectedly.

Fees may be charged for cashier’s checks.

All fees are subject to change. Find a list of current fees and service charges on the fee schedule.

Join Meriwest

Unlock the benefits of banking with Meriwest Credit Union

You can also call us at 877-MERIWEST (877) 637-4937

Join Meriwest

*other fees may apply

1 Certain restrictions apply. For details, view the Consumer Mastercard Guide to Benefits (PDF) or Business Mastercard Guide to Benefits (PDF)

2 Certain restrictions apply. See for details. Mastercard and the Mastercard brand mark are registered trademarks and Mastercard Global Service and Mastercard Airport Concierge are trademarks of Mastercard International Incorporated, used pursuant to a license. All third party trademarks referenced herein are the property of their respective owners.