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Home Equity Lines of Credit

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Home Equity Line of Credit (HELOC)


Put A HELOC to Work for You!

Open a new Home Equity Line of Credit and get a low 5.39% APR1 for 18 months. Indexed APR as low as 6.50%2 thereafter on loan amounts up to $399,999.

Use the funds for any purpose. With a Home Equity Line of Credit from Meriwest you'll have access to that extra money you need for home repair, special projects, tuition, to consolidate higher-interest debt, or to simply pay off a few bills.

  • Now available on vacation homes and investment properties.*
  • View our current HELOC rates including our Jumbo HELOC and 5 Year Fixed Rate HELOC options.
  • We also have great refinancing and 2nd Mortgage rates!

Call 877-MERIWEST (877-637-4937), visit any convenient Meriwest Financial Center, or apply online below to lock-in your low rate!


Eligibility Requirements

You are eligible to join Meriwest Credit Union if any of the following applies

  • You live, work, worship, or attend school in Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara counties of Northern California, and Pima county of Arizona.
  • You are an employee of a participating Meriwest Credit Union member company.
  • You are a relative of or reside with a current member of Meriwest Credit Union.
  • If you don’t meet any of the requirements above but live in California or Arizona, you can still join Meriwest with a complimentary membership in the Financial Fitness Association. Call 1-877-637-4937 to learn more.

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 *Applicable to owner-occupied primary residence.


Frequently Asked Questions

To apply, click here to fill out our online application. For further assistance, contact us today.

To learn more about home equity, visit our Home Equity Lines of Credit page.


We do not offer construction loans at this time.

Looking to buy a home? Consider a Meriwest Mortgage!

Buying or refinancing a home can be a complicated and intimidating process; let us walk you through it! We offer Home Buying Seminars throughout the year and First-time Buyer Programs to support you through the process.

View our current mortgage rates and get started from our Mortgage Center now.

For professional assistance, get in touch with our all-star team of Mortgage consultants.


With risk-based lending, your credit profile or score will be a factor in the loan interest rate. The better your credit score the better your interest rate.

Ready to apply for a loan?

We offer personal loanshome equity loansmortgagesauto loans and more. Check out our loan options and competitive rates to get started!

If you are looking for business loans, look no further. Visit our Business Loans page to learn more.

For more information or guidance, contact us.


If you apply for a loan online, you can receive a loan decision in 60 seconds. In most other cases, we are able to provide a loan decision within 24 hours.

 

Get the financing you need with Meriwest

We offer personal loans, home equity loans, mortgages, auto loans, and more! If you are looking for business loans, look no further. All business loans offer local approval, competitive rates, flexible repayment terms, and no pre-payment penalties.

Check out our loan options and competitive rates to get started!


Loan qualifications differ depending on which loan you are applying for. The best way to know if you qualify is to apply!

There is no cost to apply, and our Financial Service Representatives will work with you and discuss your options.

Ready to apply for a loan?

We offer personal loanshome equity loansmortgagesauto loans and more. Check out our loan options and competitive rates to get started!

If you are looking for business loans, look no further. Visit our Business Loans page to learn more.

For more information or guidance, contact us.


To assist you in facing life's challenges and meeting your personal goals, Meriwest offers insurance products and services that help ensure your well being, provide peace of mind for you and your family, and protect you from life's unforeseen events:

Auto:

Home:

Life and Health:

Other:

For more information about the insurance products and services available to you, please call us at 877-MERIWEST (877-637-4937).

Consider Meriwest Auto Insurance

Automobile Insurance from Meriwest offers competitive pricing and the most comprehensive coverage possible. You can even customize a protection plan that fits your needs and budget.

Visit our Auto Insurance page to see coverage details! To get started, call 1-866-424-9732 or get an instant quote today.