Home Equity Loans
Home Equity Loans offer an affordable solution.
Thinking about remodeling your home, paying for your child's college education, or paying off high-interest credit cards? Whatever your needs, using the value of your home with a Home Equity Loan from Meriwest Credit Union could be the solution. It's sensible and affordable.
With a Home Equity Loan from Meriwest Credit Union, you decide how much to borrow, based on the equity built up in your home. And since you probably manage your finances differently than everyone else, Meriwest offers several options for your borrowing needs:
- Choose from three Home Equity Loan options
10-Year, 15-Year, and 20-Year Fixed-Rate Terms - Loan amounts from $10,000 to $399,999
- Monthly payments that never change
- Potentially tax-deductible*
- Quick and easy closing process, plus no closing costs
- Home Equity Loan Rates
Unlock the benefits of banking with Meriwest Credit Union
Eligibility Requirements
You are eligible to join Meriwest Credit Union if any of the following applies
- You live, work, worship, or attend school in Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara counties of Northern California, and Pima county of Arizona.
- You are an employee of a participating Meriwest Credit Union member company.
- You are a relative of or reside with a current member of Meriwest Credit Union.
- If you don’t meet any of the requirements above but live in California or Arizona, you can still join Meriwest with a complimentary membership in the Financial Fitness Association. Call 1-877-637-4937 to learn more.
* Please consult with your tax advisor on possible benefits. Offer of credit is subject to credit approval.
Meriwest home equity loans and lines of credit are offered only in the states of California, Arizona, Washington, Oregon and Nevada. Certain restrictions apply. Secured by first or second deed of trust. Collateral property cannot exceed one acre. Property insurance is required.
Frequently Asked Questions
To apply, click here to fill out our online application. For further assistance, contact us today.
To learn more about home equity, visit our Home Equity Lines of Credit page.
We do not offer construction loans at this time.
Looking to buy a home? Consider a Meriwest Mortgage!
Buying or refinancing a home can be a complicated and intimidating process; let us walk you through it! We offer Home Buying Seminars throughout the year and First-time Buyer Programs to support you through the process.
View our current mortgage rates and get started from our Mortgage Center now.
For professional assistance, get in touch with our all-star team of Mortgage consultants.
With risk-based lending, your credit profile or score will be a factor in the loan interest rate. The better your credit score the better your interest rate.
Ready to apply for a loan?
We offer personal loans, home equity loans, mortgages, auto loans and more. Check out our loan options and competitive rates to get started!
If you are looking for business loans, look no further. Visit our Business Loans page to learn more.
For more information or guidance, contact us.
If you apply for a loan online, you can receive a loan decision in 60 seconds. In most other cases, we are able to provide a loan decision within 24 hours.
Get the financing you need with Meriwest
We offer personal loans, home equity loans, mortgages, auto loans, and more! If you are looking for business loans, look no further. All business loans offer local approval, competitive rates, flexible repayment terms, and no pre-payment penalties.
Check out our loan options and competitive rates to get started!
Loan qualifications differ depending on which loan you are applying for. The best way to know if you qualify is to apply!
There is no cost to apply, and our Financial Service Representatives will work with you and discuss your options.
Ready to apply for a loan?
We offer personal loans, home equity loans, mortgages, auto loans and more. Check out our loan options and competitive rates to get started!
If you are looking for business loans, look no further. Visit our Business Loans page to learn more.
For more information or guidance, contact us.
To assist you in facing life's challenges and meeting your personal goals, Meriwest offers insurance products and services that help ensure your well being, provide peace of mind for you and your family, and protect you from life's unforeseen events:
Auto:
- Automobile Insurance
- Guaranteed Asset Protection Plus
- Mechanical Repair Coverage
- SAFETYnet Debt Protection
Home:
Life and Health:
Other:
For more information about the insurance products and services available to you, please call us at 877-MERIWEST (877-637-4937).
Consider Meriwest Auto Insurance
Automobile Insurance from Meriwest offers competitive pricing and the most comprehensive coverage possible. You can even customize a protection plan that fits your needs and budget.
Visit our Auto Insurance page to see coverage details! To get started, call 1-866-424-9732 or get an instant quote today.