Direct Deposit

If your employer provides a Direct Deposit form, fill in the routing number provided below and submit it to your HR Department.

If a Direct Deposit form is not available from your HR Department, you may use Meriwest's Direct Deposit PDF form to set up Direct Deposit to your Meriwest account.

The Meriwest routing number is: 321176833

Eligible Checks for Direct Deposit

Set up direct deposit directly into your checking or savings account for your:

• Paycheck
• Social Security check
• Retirement check
• Annuity check

For further assistance, contact us.

Additional resources:

• Meriwest Checking Products
• Meriwest Savings Products

Yes, you can make deposits at our surcharge-free ATMs. You have access to over 30,000 surcharge-free* ATMs belonging to the CO-OP, Star, and Plus Network. Just follow the on-screen directions at the ATM for depositing checks or cash. No envelope is required. 

*Note: Other fees may apply. For additional information on debit card foreign transaction fees, please see our Customer Fee Schedule and our Business Banking Fee Schedule.

Deposit checks instantly to your account with Mobile Deposit

Mobile Deposit allows you to easily deposit checks from anywhere with your mobile phone or tablet using the device's built-in camera, all without needing to visit an ATM or branch.

Learn more about the convenient features of Mobile Banking.

To find the minimum requirements for each type of checking account, visit our Compare Checking Accounts page.

Open a new checking account today!

If you are already a member, log in to Online Banking to open a new checking account.

If you're not a member, learn more about our Member Benefits and complete our Online Membership Application to join us today.

We do accept coin deposits! In fact, we have coin counting machines at many of our Meriwest Financial Centers to accommodate our members. 

To find a branch location near you, visit our locations page.

Shared Branching

For your convenience, we participate in shared branching with Credit Union Service Centers, a cooperative effort between credit unions nationwide to assist each other’s members. As a result, you can conduct business on your Meriwest accounts at other credit unions throughout the country as though you were at your local Meriwest branch!

The hours of shared branch locations will vary by institution. If you are using a CO-OP Express Kiosk or ATM for the first time, you must register with us before use. To register, please call 877-MERIWEST (637-4937). Access may take up to 2 business days following registration.

To find a shared branch near you, use the convenient Credit Union Financial Center locator tool.

If you write a check and do not have enough money in your account by the time the check clears, the check will be returned to the payee (i.e. “bounce”). We will access a Non-Sufficient Funds (NSF) fee in these instances.

All fees are subject to change. Find a list of current fees and service charges on the fee schedule. 

Preventing Excessive Overdraft Charges

With Courtesy Pay, Meriwest is covering your purchases when you have insufficient funds in your account. This service is designed for when you might make an honest mistake in your check register, have unplanned expenses, or run short on cash unexpectedly.

Yes, you can mail a check for deposit to any one of our branch locations or our general mailing address:

P.O. Box 530953 
San Jose, CA 95153-5353

Please note: Be sure to include a deposit slip and write your account number on the check.

Save the stamp and deposit your check with our Mobile Banking app

Easily deposit checks from anywhere with your mobile phone or tablet using the device's built-in camera

Learn more about the convenient features of Mobile Banking.

The best way to access your account number is through Online or Mobile Banking. Simply log in to Online Banking and click the account of your choice. The full account number will be visible.

If you are not signed up for Online Banking, visit your local branch along with a valid photo ID to receive your account number.

Not signed up? Get started with Online Banking for easy access to your accounts anytime, anywhere!

With Online Banking, you can view your account history, make online transfers, access Bill Pay & eStatements...and more! All from the comfort of your own home.

Yes, you can order checks from another vendor. However, we do suggest you order through our trusted partnership with Deluxe.

To order from Deluxe, choose an option below:

• By Phone - Contact us by phone at 1-877-Meriwest or (877) 637-4937.
• In-Person - Visit a Meriwest Financial Center.
• Online - Reorder checks through our partner Deluxe.
  • Log in to Online Banking.
  • Click on the Customer Service link and select Check Reorder.

Note: For security reasons, Deluxe has restricted this service to orders that do not have any name or address changes. Also, you must provide the next starting check number, which can be found on your check reorder form. If you have a name or address changes or you do not know the starting check number for your reorder, please mail or bring your check order into any Meriwest Financial Center and we will process it for you. 

Manage your accounts anytime with Online Banking

Online Banking from Meriwest is account management that fits your lifestyle and your schedule. You can review all your account balances, transfer funds between accounts, pay bills, and much more! Plus, it's FREE and available 24 hours a day, seven days a week.

Fees may be charged for cashier’s checks.

All fees are subject to change. Find a list of current fees and service charges on the fee schedule.