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Personal Loans

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Personal Loans and Lines of Credit

Personal Loan

  • Need to borrow money for a specific purpose? Our personal loan option offers convenience and peace of mind at a competitive rate
  • View Current Rates

At Meriwest, we know you need flexibility and options that fit your unique situation.

  • Money Manager Loan
    Looking to consolidate debt? Our low fixed-rate debt consolidation loan can help 
  • ValueChoice Personal Line of Credit
    When you need convenient funds, this credit line will do the job
  • Share and Certificate Pledge Loan
    Use the money you have on deposit in a Meriwest Regular Savings or Certificate account as collateral for a low interest-rate loan
  • Solar Loan
    Go Solar with Meriwest! We have special rates and terms that help make going solar the right choice and the Federal Tax Credit makes solar even more affordable

Apply NowCalculators Loan Payment Options

Eligibility Requirements

You are eligible to join Meriwest Credit Union if any of the following applies

  • You live, work, worship, or attend school in Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara counties of Northern California, and Pima county of Arizona.
  • You are an employee of a participating Meriwest Credit Union member company.
  • You are a relative of or reside with a current member of Meriwest Credit Union.
  • If you don’t meet any of the requirements above but live in California or Arizona, you can still join Meriwest with a complimentary membership in the Financial Fitness Association. Call 1-877-637-4937 to learn more.

Personal Loan Estimation Calculator

Your actual rate, payment, and costs could be higher. Get an official Estimate before choosing a loan. Loan and Interest calculators are for estimation purposes only.