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ValueChoice Personal Line of Credit

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The ValueChoice Credit Line Option


Meriwest's ValueChoice credit line is truly convenient because it's available when you need it. Just use the credit you need, pay it back in low monthly installments and use it again. Access to funds is easy - write a ValueChoice check, get cash from a Meriwest ATM, or take a cash advance with Meriwest Online or over the phone.

  • Loan amount up to $40,000
  • Set up an automatic payment plan for more convenience
  • Attach ValueChoice to your checking account and have instant overdraft protection to avoid paying costly Non-Sufficient Funds (NSF) fees
  • View current rates

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Eligibility Requirements

You are eligible to join Meriwest Credit Union if any of the following applies

  • You live, work, worship, or attend school in Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara counties of Northern California, and Pima county of Arizona.
  • You are an employee of a participating Meriwest Credit Union member company.
  • You are a relative of or reside with a current member of Meriwest Credit Union.

SAFETYnet Debt Protection

Protect yourself and your loan.
Have you ever thought about what will happen if you can't make your loan payments? To better serve our members, Meriwest Credit Union has replaced our credit life and disability insurance with a new debt protection product called SAFETYnet. It's an option available to you when you secure your next loan with Meriwest.