ValueChoice Personal Line of Credit

*As low as 6.50% APR (Annual Percentage Rate) promotional rate available effective May 18, 2026, for six (6) months on new, and existing Value Choice line of credit accounts with a zero ($0) balance. After the promotional period, the APR will convert to the applicable standard variable rate based on creditworthiness and loan terms. Minimum credit score of 680 required. Tiered APRs apply: 6.50% APR for approved credit scores of 760+, 7.50% APR for scores ranging from 720–759, and 8.50% APR for scores ranging from 680–719. A $1,000 minimum initial advance is required. Autopay from a Meriwest checking account is required to qualify for the promotional rate and must remain in effect to maintain the discount, otherwise rate will increase to the applicable standard variable rate. Please refer to your Loan Agreement for full rate information. Promotional rate is subject to expire at any time. Offer of credit is subject to credit approval.

SAFETYnet Debt Protection

Protect yourself and your loan.  
Have you ever thought about what will happen if you can't make your loan payments? To better serve our members, Meriwest Credit Union has replaced our credit life and disability insurance with a new debt protection product called SAFETYnet. It's an option available to you when you secure your next loan with Meriwest.