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ValueChoice Personal Line of Credit

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The ValueChoice Credit Line Option


Meriwest's ValueChoice credit line is truly convenient because it's available when you need it. Just use the credit you need, pay it back in low monthly installments and use it again. Access to funds is easy - write a ValueChoice check, get cash from a Meriwest ATM, or take a cash advance with Meriwest Online or over the phone.

  • Loan amount up to $25,000
  • Set up an automatic payment plan for more convenience
  • Attach ValueChoice to your checking account and have instant overdraft protection to avoid paying costly Non-Sufficient Funds (NSF) fees
  • There is a $25 annual fee which will be waived if at least $25 in interest is paid on the Value Choice Line of Credit before each anniversary date. The annual fee waiver will continue until 12/31/21.
  • View current rates

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Loan Payment Options


SAFETYnet Debt Protection

Protect yourself and your loan.
Have you ever thought about what will happen if you can't make your loan payments? To better serve our members, Meriwest Credit Union has replaced our credit life and disability insurance with a new debt protection product called SAFETYnet. It's an option available to you when you secure your next loan with Meriwest.

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You can also call us at 877-MERIWEST (877) 637-4937

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