The Spooky-Good Secure Way to Grow Your Savings
Introducing the SecureEdgeSM Money Market Account.
- Earn up to 2.30% APY* on balances of $250,000 or more
- Minimum opening balance is $10,000
- Fee Schedule
Earn dividends while protecting your deposits up to an additional $1,000,000.1
Get Started
| Account | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| SecureEdge Money Market1 | $250,000+ | 2.274% | 2.30% |
| SecureEdge Money Market1 | $100,000-$250,000 | 1.538% | 1.55% |
| SecureEdge Money Market1 | $10,000-$99,999 | 0.548% | 0.55% |
*APY is Annual Percentage Yield. APY is accurate as of 10/01/2026. Variable rate account. Rates may change after the account is opened. Fees may reduce earnings.
1: Meriwest accounts are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency. The SecureEdge Money Market Account is also privately insured by American Share Insurance (ASI) for amounts exceeding NCUA Share Insurance coverage, up to an additional $1,000,000 per member. Only deposits in the SecureEdge Money Market Account will receive this additional coverage from ASI. Excess member deposits held in other account products are not eligible. ASI is not affiliated with the NCUA or any other federal agency.
Membership requires a one-time non-refundable $5 fee.
Join Our Family!
Membership is required for Meriwest products and services. You are eligible to join Meriwest Credit Union if any of the following applies:
- You live, work, worship, or attend school in Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara counties of Northern California, and Pima county of Arizona.
- You are an employee of a participating Meriwest Credit Union member company.
- You are a relative of or reside with a current member of Meriwest Credit Union.
- If you don’t meet any of the requirements above but live in California or Arizona, you can still join Meriwest with a complimentary membership in the Financial Fitness Association. Call 1-877-637-4937 to learn more.
People Usually Ask
-
What is the minimum deposit for opening a SecureEdge Money Market?
You can open a SecureEdge Money Market Account with as little as $100.
-
How is my money insured in the SecureEdge account?
Your deposits are:
- Federally insured up to $250,000 by the NCUA.
- Privately insured up to an additional $1,000,000 by American Share Insurance (ASI). This means your total coverage can reach $1.25 million—significantly more than standard accounts.
-
What is the SecureEdge Money Market Account?
The SecureEdge Money Market Account is a high-yield savings option designed to offer both competitive interest rates and enhanced deposit insurance coverage—up to $1.25 million per member.
-
Is the SecureEdge Money Market available for businesses?
Yes. The SecureEdge Money Market Account is available to both consumer and business members.
Learn More about the Business SecureEdge Money Market Account.