Open a Business Elite Checking Account
Ideal for small to medium-sized businesses looking for cost-effective financial solutions with a higher dividend.
- Now Earning 0.30% APY* with minimum opening balance of $2,5001
- $30 monthly service fee (waived with $2,500 balance)
- 300 free transactions per month
- Business Fee Schedule
For further details or to open this account, contact Business Services today!
Get Started
*Variable rate account: Rates may change at any time after the account is opened. APY is Annual Percentage Yield. Fees may reduce earnings, APY is calculated on the minimum average daily balance in the account each month. A minimum daily average balance of $2,500 is required to earn the stated rate.
1: The minimum deposit required to open a Business Elite Checking Account is $2,500. You must maintain a minimum average daily balance of $2,500 in your Business Elite Checking Account or a linked business money market account in order to avoid the monthly fee. This is a dividend bearing account. Please refer to the Rate and Business Fee Schedules for applicable dividend rate, APY, and fees.
Membership requires a one-time non-refundable $5 fee.
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All Business Checking Accounts Offer these Benefits and Features
- Federal insurance up to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency
- Free Cash Deposits
- Free Meriwest ATM Transactions
- Free Incoming Wire Transfers
- Convenient Overdraft Protection options
- Free Meriwest MasterCard® Debit card with Tap-To-Pay
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Compare Checking Accounts
Business Free Checking Business Non-profit Checking Business Essentials Checking Business Elite Checking Minimum balance to open $100 $25 $1,500 $2,500 Monthly Fee $0 $0 $15 $30 Average Daily Balance to avoid fee* N/A N/A $1,500 $2,500 Dividends N/A N/A 0.10% APY** 0.30% APY** Free transactions / month Unlimited 100 150 300 Per transaction fee (over limit) N/A $0.25 $0.30 $0.40 Cash Deposits Free Free Free Free Meriwest ATM transactions Free Free Free Free Non Meriwest ATM transactions N/A 5 Free / month N/A - no free transactions N/A - no free transactions Free check writing (per month) Unlimited 50 checks 75 checks 100 checks Per check fee (above limit) N/A $0.25 $0.30 $0.40 E-statements Free Free ($5 paper statement fee) Free ($5 paper statement fee) Free ($5 paper statement fee) Wires (incoming) Free Free Free Free Wires (Domestic - outgoing) $20 $20 $20 $20 LOC overdraft protection Yes Yes Yes Yes *Average daily balance may be maintained in a linked business money market account.
**Business Essentials Checking and Business Elite Checking are variable rate accounts. Rates may change at any time after the account is opened. APY is Annual Percentage Yield. Fees may reduce earnings, APY is calculated on the minimum average daily balance in the account each month.
More Business Checking Account Options
Business Free Checking
Ideal for Micro Businesses
This checking account is ideal for business members not wanting to worry about check writing or check deposit fees.
Learn More
Non-Profit Checking
Ideal for Non-Profits
Tailored for non-profit organizations, offering no monthly fees and essential banking services to support your mission.
Learn More
Business Essentials Checking
Ideal for Small & Medium Businesses
Provides affordable banking with low fees, helping you manage your finances efficiently.
Learn More
IOLTA Account
Designed For Law Firms
For lawyers to raise money for charitable purposes, primarily the provision of civil legal services to indigent persons.
Learn More
Business Money Market Plus
Ideal for Small & Medium Businesses
Maximize your savings with competitive rates and flexible balance requirements. Seamlessly link to your business checking account to avoid fees and maintain liquidity.
Learn More
Join Our Family!
Membership is required for Meriwest Business Products and Services. You are eligible to join Meriwest Credit Union if any of the following applies:
- Business is owned or operated in one of the following counties: Alameda, Contra Costa, San Francisco, San Mateo, and Santa Clara counties of Northern California, and Pima county of Arizona.
- Business is part of our Meriwest at Work program
- Business is a technology company within the states of California or Arizona
- Business owner is a Meriwest Member
