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Relief Programs for Impacted Federal Employees
Meriwest is committed to working with our qualified members1 to minimize financial impact and help maintain stability.
- SKIP-A-PAY: Qualified members1 with current loans that are eligible2 for Skip-a-Pay can exercise the option, and Meriwest will waive the $35 processing fee for each loan.
- EARLY WITHDRAWAL FROM TERM PRODUCTS: For qualified members1 with funds in any term account (Certificate), Meriwest will allow for withdrawals and waive any early withdrawals penalties. For liquid certificates: if a withdrawal causes the balance to drop below the $10,000 minimum required, Meriwest will close the account and waive any penalties.
- MYLINE: Qualified members1 are eligible for MyLine an unsecured line of credit ranging from $500 to $5,000*. A Meriwest Checking Account is required.
- Loan Hardship Assistance: Meriwest Credit Union's Hardship Assistance Team ("HAT") is available to support members. Learn More
Meriwest is here for you. If you have any questions or need additional information, please visit any of our branches or call us at 1-877-MERIWEST.
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*The maximum approved loan amount is $5,000. You are required to have a linked Meriwest checking account and establish automatic payments from that linked checking account. Variable rate loan is subject to credit approval
1. A member’s affected status must be confirmed through proper documentation for a member to be qualified for pricing/fee concessions.
2. Loan must be current or within the 10-day grace period and at least three (3) months old with three (3) monthly payments made. Only two Skip-a-Pays per loan in a calendar year. Cannot be combined with any other offer. Skip-a-Pay does not apply to first mortgages, Community Advantage, Certificate Pledge, Workout, and interest-only HELOC loans, or Loans to Minors. Finance charges will continue to accrue on your loan account(s) during the month you skip your payment. Your regularly scheduled payment will resume the month after your skipped payment. Membership must be in good standing. All loans must be current or within the 10-day grace period to be eligible for skipping a payment. You must meet all Meriwest qualifications. Other restrictions may apply.
People Usually Ask:
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What is the maximum amount I can withdraw from an ATM in one day?
You can withdraw up to $500.00 cash daily, however, higher limits may apply based on account relationship.
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How do I order a new debit card?
Contact us at 1-877-MERIWEST or (408) 363-3200 or visit one of our branch locations to order a new debit card.
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Can I order checks from any company or does it have to be through your vendor?
Yes, you can order checks from another vendor. However, we do suggest you order through our trusted partnership with Deluxe.
To order from Deluxe, choose an option below:
- By Phone - Contact us by phone at 1-877-Meriwest or (877) 637-4937.
- In-Person - Visit a Meriwest Financial Center.
- Online - Reorder checks through our partner Deluxe.
Note: For security reasons, Deluxe has restricted this service to orders that do not have any name or address changes. Also, you must provide the next starting check number, which can be found on your check reorder form. If you have a name or address changes or you do not know the starting check number for your reorder, please mail or bring your check order into any Meriwest Financial Center and we will process it for you.
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What happens if I deposit a check and it bounces?
If you write a check and do not have enough money in your account by the time the check clears, the check will be returned to the payee (i.e. “bounce”). We will access a Non-Sufficient Funds (NSF) fee in these instances. To avoid Non-Sufficient Funds (NSF) charges, MyLine automatically links to your checking account for flexible overdraft protection a line of credit ranges from $500 to $5,000*.
All fees are subject to change. Find a list of current fees and service charges on the fee schedule.