See it. Buy it.
Our instant Auto Loan check works for you!
Auto Loan rates as low as 7.39% APR1
Get quick decisions on loan applications and an Instant Loan Check to put you in the driver’s seat of that car of your dreams.
Meriwest offers convenient, flexible and easy solutions for purchasing your next new or used car:
- Decisions on your auto loan application made in less than 24 hours
- An Instant Loan Check that puts you in the driver’s seat!
- Up to 100% financing2
- Flexible payment periods to suit your financial needs with terms from 24 to 96 months
- Contactless-delivery auto buying with Autoland
- Special Eco-Auto Loan rates, learn if you qualify at 877-637-4937
- Competitive Auto Loan Rates
Our low-interest auto loans will help you purchase a car that reflects who you really are. After all, a loan approved is a life improved.
We can also help you refinance your current auto loan at a better rate.
Meriwest also offers competitive rates on Motorcycle, RV and Boat loans:
Unlock the benefits of banking with Meriwest Credit Union
Eligibility Requirements
You are eligible to join Meriwest Credit Union if any of the following applies
- You live, work, worship, or attend school in Alameda, Contra Costa, San Francisco, San Mateo and Santa Clara counties of Northern California, and Pima county of Arizona.
- You are an employee of a participating Meriwest Credit Union member company.
- You are a relative of or reside with a current member of Meriwest Credit Union.
- If you don’t meet any of the requirements above but live in California or Arizona, you can still join Meriwest with a complimentary membership in the Financial Fitness Association. Call 1-877-637-4937 to learn more.
Apply Now!Calculate Your Auto Loan Payment
Auto Buying Tools Use our Auto CalculatorsNeed Auto Insurance?Guaranteed Asset Protection Plus Mechanical Repair Coverage
Frequently Asked Questions
Meriwest Credit Union's current auto loan rates are always online. We offer great rates and flexible terms on our auto loans.
Visit our Rates page.
Drive it away, the Meriwest way.
Meriwest offers the convenient, flexible and easy solutions that you're looking for when purchasing a new or used car. You don't have to settle anymore - our low-interest auto loans will help you purchase a car that reflects who you really are. After all, a loan approved is a life improved.
- Flexible payment periods to suit your financial needs with terms from 24 to 96 months
- Competitive Auto Loan Rates
- Decisions on your auto loan applications made in less than 24 hours
The Meriwest First Time Auto Buyers Program was established to help our members who are first-time auto buyers with no or minimal credit history, or professional non-permanent residential aliens, with an auto loan.
Car Buying Made EASY with Autoland!
As a member of Meriwest Credit Union, you have access to great auto loan rates and a better car buying experience with Autoland. Use our auto loan payment calculator to estimate your vehicle payment or apply now for your new or used auto loan!
For more information, please visit our Autoland page.
Depending on what type of payment is used to pay off the auto loan will determine how long it will take for you to receive the vehicle title.
- If the loan is paid off with guaranteed funds (cashier’s check or cash), then the lien release documentation will be sent to DMV within 10 business days.
- If the loan is paid off with a personal check, then we will have to wait 10 business days for the check to process before sending the lien release paperwork to the DMV.
If you have any questions please contact us at 1-877-Meriwest or 1-(877)-637-4937.
No. We finance both dealer purchase and private sales.
Drive it away, the Meriwest way.
Meriwest offers the convenient, flexible and easy solutions that you're looking for when purchasing a new or used car. You don't have to settle anymore - our low-interest auto loans will help you purchase a car that reflects who you really are. After all, a loan approved is a life improved.
- Flexible payment periods to suit your financial needs with terms from 24 to 96 months
- Competitive Auto Loan Rates
- Decisions on your auto loan applications made in less than 24 hours
Fill out our Online Auto Loan Application today.
Don't have coverage? Consider Meriwest Auto Insurance.
Automobile Insurance from Meriwest offers competitive pricing and the most comprehensive coverage possible. You can even customize a protection plan that fits your needs and budget.
Visit our Auto Insurance page to see coverage details! To get started, call 1-866-424-9732 .
You can fill out our Online Auto Loan Application today and get a loan decision in 60 seconds - it's that easy. Our Financial Services Representative can help you facilitate this simple process.
Meriwest offers the convenient, flexible, and easy solutions that you're looking for when purchasing a new or used car. You don't have to settle anymore - our low-interest auto loans will help you purchase a car that reflects who you really are. After all, a loan approved is a life improved.
- Flexible payment periods to suit your financial needs with terms from 24 to 96 months
- Competitive Auto Loan Rates
- Decisions on your auto loan applications made in less than 24 hours
Get the protection you need for your vehicle
Automobile Insurance from Meriwest offers competitive pricing and the most comprehensive coverage possible. You can even customize a protection plan that fits your needs and budget.
Visit our Auto Insurance page to see coverage details!
Yes! There are several definitions of "good credit". If you have had credit difficulties in the past we are happy to discuss loan options. There is no application fee and our Financial Services Representatives are here to assist you.
For further assistance, contact us.
Drive it away, the Meriwest way.
Meriwest offers the convenient, flexible and easy solutions that you're looking for when purchasing a new or used car. You don't have to settle anymore - our low-interest auto loans will help you purchase a car that reflects who you really are. After all, a loan approved is a life improved.
- Flexible payment periods to suit your financial needs with terms from 24 to 96 months
- Competitive Auto Loan Rates
- Decisions on your auto loan applications made in less than 24 hours
Fill out our Online Auto Loan Application today.
Yes. We are proud to offer motorcycle loans! Click here for current rates.
Apply for your motorcycle loan online today!
Fill out our Online Auto Loan Application to get started here. Once your application is submitted, we will review it and come to a loan decision in 60 seconds! This service is available 24/7 from where ever you are.
If you would like to apply in person, visit one of our branch locations. If you would like to discuss further options before applying, contact us at 1-877-Meriwest (877-637-4937). Financial Service Representatives are available with the knowledge to answer any question you may have.
You are required to carry full insurance coverage that includes comprehensive and collision for the value of the loan.
Don't have coverage? Consider Meriwest Auto Insurance.
Automobile Insurance from Meriwest offers competitive pricing and the most comprehensive coverage possible. You can even customize a protection plan that fits your needs and budget.
Visit our Auto Insurance page to see coverage details! To get started, call 1-866-424-9732 .
If the loan is paid off with guaranteed funds (cashier’s check or cash) the lien release documentation will be sent to DMV within 10 business days.
If the loan is paid off with a personal check, we will wait 10 business days before processing the lien release paperwork.
If you have any questions please contact us.
Yes. You can get pre-approved for an Auto Loan online, even if you have not found the car you want yet!
We can even help you find the car you want by using our Personal Auto Shopping Service, contact us at 1-877-Meriwest for more information.
Drive it away, the Meriwest way.
Meriwest offers convenient, flexible and easy solutions that you're looking for when purchasing a new or used car. You don't have to settle anymore - our low-interest auto loans will help you purchase a car that reflects who you really are. After all, a loan approved is a life improved.
- Flexible payment periods to suit your financial needs with terms from 24 to 96 months
- Competitive Auto Loan Rates
- Decisions on your auto loan applications in less than 24 hours
1: APR is Annual Percentage Rate. Rates effective September 1, 2023 . 72-month financing is available for loans exceeding $15,000. 84-month financing is available for loans exceeding $20,000. 96-month financing is available for purchase loans exceeding $30,000. Rates may vary with amount financed, term and your credit history. For example, monthly payment of $727.13 based on a $30,000 loan amount for 48 months at 7.39 APR.
2: Up to 100% financing available on approved credit. Certain qualifications and restrictions may apply.
Membership is required with a one-time non-refundable $5 fee.
