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Checking Accounts

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Checking Account Options that Fit the Way You Live

At Meriwest, we know your life is unique. That's why our checking accounts are designed to offer the convenience and flexibility to meet all of your needs — whatever they may be. Plus, our checking accounts offer additional services such as mobile app, card controls and digital wallets, for extra value and easy, secure access to your funds. 

Our three most popular accounts below, Your Choice Checking, Smart Rewards Checking and M-Account, are available with an optional San Jose Sharks card design.

Each checking account includes a free MasterCard® Debit card with enhanced card benefits, and the security of both chip technology.

Your Choice Checking

Recommended for anyone who wants a traditional checking account with no cost features.


Smart REWARDS Checking

Recommended for active debit card users who want to earn high dividends with unlimited ATM use and other benefits.



Recommended for anyone who doesn't write checks, prefers using their debit card for transactions, uses online and mobile banking, and enjoys the benefits of an electronic checking account.


Flow Account

Recommended for teens and young adults (13-24) starting on the road to financial independence, yet who might need help from their parents in managing daily cash flow.


†Promotional offer starts on July 1, 2019 and is subject to expire at any time. Must be over the age of 18, open a checking account and have a minimum of two (2) recurring direct deposits via ACH within the first 60 day of checking account opening ($500 minimum per deposit) to qualify. Account to account transfers do not qualify as direct deposit. Limit one (1) bonus deposit per membership. Consumer accounts only. One (1) $150 deposit will be made to the checking account within 3 business days once the qualifying criteria are met. Bonus is subject to tax reporting. The minimum deposit required to open a checking account is $20. All Meriwest consumer checking accounts qualify for this offer. Please refer to our Consumer Account Disclosure and Deposit Agreement, visit meriwest.com/checking, or speak to a representative for more information about our available checking accounts.

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