Open a Business Free Checking Account
This checking account is ideal for business members not wanting to worry about check writing or check deposit fees.
- Minimum opening balance is $100*
- No monthly service fee
- Transaction activity
- Unlimited check writing
- Unlimited checks and cash deposited
- Business Fee Schedule
For further details or to open this account, contact Business Services today!
Contact Business Services
*The minimum opening balance required for a Free Checking Account is $100. This account does not earn dividends. Service fees associated with this account, and how to avoid them, are set forth in the Business Fee Schedule.
Membership requires a one-time non-refundable $5 fee.
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All Business Checking Accounts Offer these Benefits and Features
- Federal insurance up to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency
- Free Cash Deposits
- Free Meriwest ATM Transactions
- Free Incoming Wire Transfers
- Cutting-Edge Digital Banking Services for Business:
Get quick access to your accounts and streamline your business operations with features like Free Online Bill Pay, External Loan Pay, Mobile Check Deposit and more new features coming soon. - Convenient Overdraft Protection options
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Compare Business Checking Accounts
Business Free Checking Business Non-profit Checking Business Essentials Checking Business Elite Checking Minimum balance to open $100 $25 $1,500 $2,500 Monthly Fee $0 $0 $15 $30 Average Daily Balance to avoid fee* N/A N/A $1,500 $2,500 Dividends N/A N/A 0.10% APY** 0.30% APY** Free transactions / month Unlimited 100 150 300 Per transaction fee (over limit) N/A $0.25 $0.30 $0.40 Cash Deposits Free Free Free Free Meriwest ATM transactions Free Free Free Free Non Meriwest ATM transactions N/A 5 Free / month N/A - no free transactions N/A - no free transactions Free check writing (per month) Unlimited 50 checks 75 checks 100 checks Per check fee (above limit) N/A $0.25 $0.30 $0.40 E-statements Free Free ($5 paper statement fee) Free ($5 paper statement fee) Free ($5 paper statement fee) Wires (incoming) Free Free Free Free Wires (Domestic - outgoing) $20 $20 $20 $20 LOC overdraft protection Yes Yes Yes Yes *Average daily balance may be maintained in a linked business money market account.
**Business Essentials Checking and Business Elite Checking are variable rate accounts. Rates may change at any time after the account is opened. APY is Annual Percentage Yield. Fees may reduce earnings, APY is calculated on the minimum average daily balance in the account each month.
More Business Checking Account Options
Non-Profit Checking
Ideal for Non-Profits
Tailored for non-profit organizations, offering no monthly fees and essential banking services to support your mission.
Learn More
Business Essentials Checking
Ideal for Small & Medium Businesses
Provides affordable banking with low fees, helping you manage your finances efficiently.
Learn More
Business Elite Checking
Ideal for Small & Medium Businesses
Designed for businesses with higher transaction volumes, offering higher transaction limits and additional features to manage your finances effectively.
Learn More
IOLTA Account
Designed For Law Firms
For lawyers to raise money for charitable purposes, primarily the provision of civil legal services to indigent persons.
Learn More
Join Our Family!
Membership is required for Meriwest Business Products and Services. You are eligible to join Meriwest Credit Union if any of the following applies:
- Business is owned or operated in one of the following counties: Alameda, Contra Costa, San Francisco, San Mateo, and Santa Clara counties of Northern California, and Pima county of Arizona.
- Business is part of our Meriwest at Work program
- Business is a technology company within the states of California or Arizona
- Business owner is a Meriwest Member
