Find the Perfect Business Term Loan for Your Needs.
Business Term Loan from Meriwest Credit Union is a great way to finance major expenditures such as vehicle and equipment purchases, leasehold improvement or expansion.
- Business term loans designed to meet your business specific needs
- Flexible terms and repayment options
- Terms for loans up to 15 years
- Competitive fixed and variable rates
- No prepayment penalties for business loans
- Local approvals
We understand what it's like to be a small business owner in California and will work with you to help your small business grow with a business term loan.
For further details or to apply, contact Business Services today!
People Usually Ask:
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Do you offer business savings?
Yes! Meriwest is proud to offer a wide variety of business options for our members including checking, savings, lending, and convenient services.
Explore our Business Savings.
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Do you offer business loans?
Yes! Our business loan options are:
Visit our Business Banking page to learn more!
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Do you offer business checking?
Yes! We offer the following business checking options:
Meriwest can offer dividends on checking accounts to all business members, unlike the typical bank. Regardless of the size or requirements of your business, Meriwest has the solution to fit your business checking needs.
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What are the current business certificate rates?
Visit our Business Rates page for the current CD rate and term information.
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What is an SBA loan program and how does it apply to business financing?
SBA stands for the U.S. Small Business Administration, a federal government agency that supports small businesses by providing loan programs designed to reduce risk for lenders. SBA programs do not issue loans directly. Instead, they provide a government‑backed guarantee on a portion of certain business loans made by lenders.
Meriwest does not offer SBA loans as a standalone product. In some cases, SBA programs may be used as part of Meriwest’s business loan underwriting process to help eligible businesses qualify for financing when conventional terms alone may not be sufficient.
To be considered for SBA support, businesses generally must:
- Be a for‑profit business
- Operate and do business within the United States
- Demonstrate the ability to repay the loan
- Meet SBA eligibility, size, and use‑of‑funds requirements
There is no separate SBA loan application on the Meriwest website. All business loans are evaluated through Meriwest’s standard underwriting process, and SBA support is considered only when appropriate and is not guaranteed.
For more information about SBA loan programs and eligibility, visit the U.S. Small Business Administration website