Smart Funding for your business
Access funds for growth and cash flow when you need them
Business services that matter
Explore business checking accounts that work for you today and tomorrow
Watch your savings grow
Enjoy Peace of Mind with 0.10% APY* on balances of $100 or more.
Business Platinum® Credit Card
Everyday convenience with an extended low introductory rate.
Welcome to Meriwest Business Services
At Meriwest, we understand that every business has unique financial needs. That’s why we provide comprehensive business banking solutions designed to help you manage your money efficiently, grow your operations, and achieve long-term success.
No matter the nature of your business, we offer a range of services to support your financial needs including cutting-edge digital banking tools, merchant services, treasury and cash management, and more.
Our Services Include:
- Business Loans & Lines of Credit – Flexible financing options to support expansion, equipment purchases, and working capital needs.
- Business Checking & Business Savings – Manage daily transactions and build reserves with accounts designed for businesses of all sizes.
- Merchant Services - Streamline payments and improve cash flow with reliable transaction solutions. Accept payments with confidence while enhancing convenience and operational efficiency.
- Cash Management Solutions – Optimize liquidity and strengthen cash flow with advanced treasury solutions. Simplify financial operations while improving visibility, security, and control.
- Digital Banking Tools – Access your accounts anytime, anywhere with secure online and mobile banking.
Why Choose Meriwest Business Services?
- Personalized support for Bay Area businesses of all sizes
- Competitive rates and transparent terms
- Innovative technology for faster, smarter banking
- Local expertise backed by decades of experience serving California
Streamline Your Business Payments with Autobooks!
Send invoices, accept online payments, and manage cash flow—Now available with your Meriwest Business account.
- Create & Send Invoices – Professional invoices in just a few clicks.
- Accept Online Payments – Get paid faster with secure payment options.
- Track Cash Flow – Monitor transactions and stay on top of your finances.
- Integrated with Digital Banking – No extra logins or complicated setups.
What Our Members Are Saying
People Usually Ask:
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Do you offer business savings?
Yes! Meriwest is proud to offer a wide variety of business options for our members including checking, savings, lending, and convenient services.
Explore our Business Savings.
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Do you offer business loans?
Yes! Our business loan options are:
Visit our Business Banking page to learn more!
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What Business Checking Accounts do you offer?
Meriwest can offer dividends on checking accounts to all business members, unlike the typical bank.
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What are the current business certificate rates?
Visit our Business Rates page for the current CD rate and term information.
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Do you offer any Business Money Market accounts?
Yes, at Meriwest, we are offering a Business Money Market Plus account to help make your money work for you to grow your business.
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What is an SBA loan program and how does it apply to business financing?
SBA stands for the U.S. Small Business Administration, a federal government agency that supports small businesses by providing loan programs designed to reduce risk for lenders. SBA programs do not issue loans directly. Instead, they provide a government‑backed guarantee on a portion of certain business loans made by lenders.
Meriwest does not offer SBA loans as a standalone product. In some cases, SBA programs may be used as part of Meriwest’s business loan underwriting process to help eligible businesses qualify for financing when conventional terms alone may not be sufficient.
To be considered for SBA support, businesses generally must:
- Be a for‑profit business
- Operate and do business within the United States
- Demonstrate the ability to repay the loan
- Meet SBA eligibility, size, and use‑of‑funds requirements
There is no separate SBA loan application on the Meriwest website. All business loans are evaluated through Meriwest’s standard underwriting process, and SBA support is considered only when appropriate and is not guaranteed.
For more information about SBA loan programs and eligibility, visit the U.S. Small Business Administration website
Join Our Family!
Membership is required for Meriwest Business Products and Services. You are eligible to join Meriwest Credit Union if any of the following applies:
- Business is owned or operated in one of the following counties: Alameda, Contra Costa, San Francisco, San Mateo, and Santa Clara counties of Northern California, and Pima county of Arizona.
- Business is part of our Meriwest at Work program
- Business is a technology company within the states of California or Arizona
- Business owner is a Meriwest Member
